The stock prices for Ambac (NYSE:ABK) and MBIA (NYSE:MBI) have plummeted in recent months, but they won't stay this low forever. Lawmakers and banks are working together to raise capital to bail the firms out of trouble, and this could alleviate concerns that ABK and MBI won't be able to pay their debts. When credit ratings agencies see that the companies are not in danger of defaulting on their debts, they will issue statements that ABK and MBI's ratings will stay AAA. The firms will be able to underwrite new policies again, and the stock prices will start climbing back up.