The Hindu Business Line  40 min ago  Comment 
Kerala-based old private sector lender Federal Bank has announced a partnership with India Infoline, a part of IIFL Group, to offer enhanced broking services. Federal Bank customers in I...
Channel News Asia  4 hrs ago  Comment 
The Singaporean bank will provide input on areas such as project preparation, design and the use of risk instruments for the World Bank's Global Infrastructure Facility.
The Australian  4 hrs ago  Comment 
WAYNE Byres, the nation’s new chief banking regulator, has closed the door on cooling the “frothy” property market by curbing lending ratios.
Reuters  4 hrs ago  Comment 
Italy's biggest bank by assets UniCredit said on Thursday it would decide by next week whether to go ahead with the sale of its bad loans unit, UniCredit Credit Management Bank...
The Economic Times  4 hrs ago  Comment 
'Federal Bank is a 'BUY' call with a target of Rs 140 and a stop loss of Rs 128.'  7 hrs ago  Comment 
TOKYO (dpa-AFX) - The members of the Bank of Japan's Monetary Policy Board said that the country's modest economy recovery continues at a modest pace, minutes from the board's September 3-4 meeting revealed on Friday. The easing...  7 hrs ago  Comment 
TOKYO (dpa-AFX) - Overall bank lending in Japan was up 2.3 percent on year in September, the Bank of Japan said on Friday, coming in at 479.02 trillion yen. That's up from 2.2 percent in August. Excluding trusts, bank lending added an...
Reuters  Oct 9  Comment 
The world's multiple regional development banks need to work together better and shake things up or risk becoming irrelevant, the head of the European Bank for Reconstruction and Development (EBRD) said on Wednesday.


The banking industry faces a challenging year in 2008 as many companies work through the weaker housing market and mortgage related issues.

In September 2007, the bank industry's earnings performance slipped for the first time in many quarters as the housing sector continued to weigh on the mortgage and investment banking businesses at many of the larger banks. The subprime mortgage fallout continued to affect the banking industry as it became difficult to value debt instruments backed by mortgages and caused a temporary credit freeze in some markets during the late summer.

More problems may arise in 2008 as rates on adjustable-rate mortgages made in 2005 and 2006 are scheduled to reset. Homeowners could potentially have a harder time making payments on these higher mortgages which may lead some to default. There is also a fear that the mortgage related problems may spill over into the credit card markets which would exacerbate the situation even further.

Banks make a profit by borrowing

Investment Banks

Investment banks help public and private institutions to raise capital and provide advice on mergers and acquisitions.

Savings and Loan Banks

Investment Banks

Foreign Regional Banks

Money Center Banks

Regional Banks

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