Mondo Visione  44 min ago  Comment 
On 13 July 2016, the Luxembourg Stock Exchange (LuxSE) listed and admitted to trading on its “Bourse de Luxembourg” market, a social (or “sustainable”) bond issued by BNG Bank. The Dutch bank issued an 8-year €1 billion social bond...
Motley Fool  1 hr ago  Comment 
Santander Bank stands alone as the only bank to fail the Fed’s capital planning tests three times in a row.  2 hrs ago  Comment 
The Hindu Business Line  3 hrs ago  Comment 
NAREDCO convention next month to discuss housing sector issues
WA Business News  5 hrs ago  Comment 
The share market has squeezed out another tiny gain in a choppy session dominated by the release of weak inflation numbers that may prompt the Reserve Bank to cut the cash rate next week.
Banking Business Review  5 hrs ago  Comment 
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Banking Business Review  5 hrs ago  Comment 
FinTech Group and Rocket Internet have agreed on a comprehensive technology partnership. In a first step, FinTech Group is developing a digital bank for Rocket Internet.
The Hindu Business Line  6 hrs ago  Comment 
Canara Bank today said it has got shareholders’ approval to raise capital by up to Rs 2,000 crore. “The bank has concluded its 14th annual general meeting and transacted... raising of capital (up t...  6 hrs ago  Comment 
Baader Bank generates a modestly negative result for the first half of 2016 DGAP-News: Baader Bank AG / Key word(s): Half Year Results Baader Bank generates a modestly negative result for the first half of 2016 27.07.2016 / 08:00 The issuer is...
The Hindu Business Line  8 hrs ago  Comment 
The Securities and Exchange Board of India has given an in-principle approval to YES Bank for sponsoring a mutual fund. The bank will also set up an asset management company (AMC), besides a trustee ...
The Hindu Business Line  4 hrs ago  Comment 


The banking industry faces a challenging year in 2008 as many companies work through the weaker housing market and mortgage related issues.

In September 2007, the bank industry's earnings performance slipped for the first time in many quarters as the housing sector continued to weigh on the mortgage and investment banking businesses at many of the larger banks. The subprime mortgage fallout continued to affect the banking industry as it became difficult to value debt instruments backed by mortgages and caused a temporary credit freeze in some markets during the late summer.

More problems may arise in 2008 as rates on adjustable-rate mortgages made in 2005 and 2006 are scheduled to reset. Homeowners could potentially have a harder time making payments on these higher mortgages which may lead some to default. There is also a fear that the mortgage related problems may spill over into the credit card markets which would exacerbate the situation even further.

Banks make a profit by borrowing

Investment Banks

Investment banks help public and private institutions to raise capital and provide advice on mergers and acquisitions.

Savings and Loan Banks

Investment Banks

Foreign Regional Banks

Money Center Banks

Regional Banks

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