Change in assets, is not my ROA. The addnoitial of funds from savings is a major way that I grow my assets every day, combined with market movement in real estate and equities.ROA would be an interesting, yet time consuming calculation that I might complete at a later date.Jungle,Email me at akl99@rogers.com and let me know how to sign up for RSS.baked,While I wouldn't call it an obsession, I am trying to lower my D/A ratio. I understand that debt is not always negative. I am actually only paying the minimum on my mortgage, which I believe is wise at my 4.5% fixed rate. The D/A is just basically a measure of asset growth with small liability reduction thrown in. If interest rates changed, I might want to switch my emphasis toward liability reduction, however I would still want to see my progress. Net worth is the real driver here, and always will be.Thanks to all for the great comments!
Bet you've never seen portfolio analytics like these.