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This excerpt taken from the ABN 20-F filed Mar 27, 2009. Brad Kopp
is the Managing Board member responsible for BU Americas. He was
appointed to the Managing Board on 11 April 2008. He was the former Head of
Strategy for RBS America and Group Executive Vice President of Corporate
Strategy and Development of RBS Citizens, N.A. of Royal Bank of Scotland Group
plc. Mr Kopp oversaw all of Citizens Bank's strategic planning and corporate
development for RBS' operations in the United States. Mr Kopp was also in charge
of Citizens' mergers and acquisitions team and other strategic planning
initiatives. He joined Citizens Bank in 1993 as Chief Financial Officer and
served as Head of Corporate Strategy and Development from October 1998. Mr
Kopp worked for 16 years as an investment banker in New York, most recently with
Lehman Brothers. Mr Kopp is a graduate of Harvard College and Harvard Business
School.
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