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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Net Interest Income | 16.6M | 21.0M | 22.6M | 25.7M | 0 | |||
| Net Interest Margin | 2.7% | 2.8% | 2.7% | 2.7% | 0% | |||
| Provision for Loan Losses | 45K | 25K | 186K | 457K | 0 | |||
| Commercial Real Estate Loans | 74.6M | 76.6M | 92.4M | 77.1M | 0 | |||
| Commercial Loans | 8.54M | 11.0M | 11.4M | 29.4M | 0 | |||
| Construction Loans | 83.3M | 133M | 135M | 169M | 0 | |||
| Consumer Loans | 35.5M | 45.8M | 38.4M | 41.0M | 0 | |||
| Deposits | 405M | 501M | 587M | 610M | 0 | |||
| Mortgage-Backed Securities (MBS) | 165M | 147M | 134M | 271M | 0 | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0.1% | 0% | |||
| Net Loans | 413M | 529M | 605M | 682M | 0 | |||
| Residential Loans | 244M | 324M | 376M | 424M | 0 | |||
| Securities | 262M | 258M | 240M | 271M | 0 | |||
| Tier 1 Capital Ratio | 21.2% | 16.9% | 16.5% | 24.2% | 0% | |||
| Nonperforming Assets to Total Assets | 0% | 0.3% | 0.3% | 0.1% | 0% | |||
| Nonperforming Loans to Total Loans | 0.1% | 0.5% | 0.4% | 0.2% | 0% | |||
| Total Revenues | 33.1M | 42.8M | 52.7M | 60.0M | 59.3M | |||
| ROA | 2.8% | 3.2% | 3.9% | 3.8% | 2.5% | |||
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