Ace (ACE)

SECOND AMENDED AND RESTATED REIMBURSEMENT AGREEMENT

SECOND AMENDED AND RESTATED REIMBURSEMENT AGREEMENT dated as of November 8, 2007, among ACE Limited, a Cayman Islands company (the “Parent”), ACE Bermuda Insurance Ltd., a Bermuda company (“ACE Bermuda”), ACE Tempest Life Reinsurance Ltd., a Bermuda company (“Tempest Life”), and ACE Tempest Reinsurance Ltd., a Bermuda company (“Tempest”) (ACE Bermuda, Tempest Life and Tempest, together with the Parent, the “Account Parties” and individually an “Account Party”), the banks, financial institutions and other institutional lenders listed on the signature pages hereof as the Initial Banks (the “Initial Banks”), Wachovia Bank, National Association (“Wachovia”), as an Issuing Bank (as hereinafter defined), Bank of America, N.A. (“Bank of America”), as syndication agent, (the “Syndication Agent”), The Royal Bank of Scotland plc (“RBS”), as co-documentation agent, ING Bank N.V., London Branch (“ING”), as co-documentation agent, The Bank of Tokyo-Mitsubishi, Ltd., New York Branch, as co-documentation agent (“BOTM” and, together with RBS and ING, the “Documentation Agents”), and Wachovia, as administrative agent (together with any successor administrative agent appointed pursuant to Article VIII, the “Administrative Agent” and, together with the Syndication Agent and Documentation Agents, the “Agents”) for the Banks.

AMENDED AND RESTATED REIMBURSEMENT AGREEMENT

AMENDED AND RESTATED REIMBURSEMENT AGREEMENT dated as of July 1, 2005, among ACE Limited, a Cayman Islands company (the “Parent”), ACE Bermuda Insurance Ltd., a Bermuda company (“ACE Bermuda”), ACE Tempest Life Reinsurance Ltd., a Bermuda company (“Tempest Life”), and ACE Tempest Reinsurance Ltd., a Bermuda company (“Tempest”) (ACE Bermuda, Tempest Life and Tempest, together with the Parent, the “Account Parties” and individually an “Account Party”), the banks, financial institutions and other institutional lenders listed on the signature pages hereof as the Initial Banks (the “Initial Banks”), Wachovia Bank, National Association (“Wachovia”), as an Issuing Bank (as hereinafter defined), Bank of America, N.A. (“Bank of America”), as syndication agent, (the “Syndication Agent”), Barclays Bank PLC (“Barclays”), as co-documentation agent, CitiBank, N.A. (“CitiBank”), as co-documentation agent, JPMorgan Chase Bank, N.A., as co-documentation agent (“Chase” and, together with Barclays and CitiBank, the “Documentation Agents”), and Wachovia, as administrative agent (together with any successor administrative agent appointed pursuant to Article VIII, the “Administrative Agent” and, together with the Syndication Agent and Documentation Agents, the “Agents”) for the Banks.

AMENDED AND RESTATED REIMBURSEMENT AGREEMENT

AMENDED AND RESTATED REIMBURSEMENT AGREEMENT dated as of July 1, 2005, among ACE Limited, a Cayman Islands company (the “Parent”), ACE Bermuda Insurance Ltd., a Bermuda company (“ACE Bermuda”), ACE Tempest Life Reinsurance Ltd., a Bermuda company (“Tempest Life”), and ACE Tempest Reinsurance Ltd., a Bermuda company (“Tempest”) (ACE Bermuda, Tempest Life and Tempest, together with the Parent, the “Account Parties” and individually an “Account Party”), the banks, financial institutions and other institutional lenders listed on the signature pages hereof as the Initial Banks (the “Initial Banks”), Wachovia Bank, National Association (“Wachovia”), as an Issuing Bank (as hereinafter defined), Bank of America, N.A. (“Bank of America”), as syndication agent, (the “Syndication Agent”), Barclays Bank PLC (“Barclays”), as co-documentation agent, CitiBank, N.A. (“CitiBank”), as co-documentation agent, JPMorgan Chase Bank, N.A., as co-documentation agent (“Chase” and, together with Barclays and CitiBank, the “Documentation Agents”), and Wachovia, as administrative agent (together with any successor administrative agent appointed pursuant to Article VIII, the “Administrative Agent” and, together with the Syndication Agent and Documentation Agents, the “Agents”) for the Banks.