Topic Listing for Advance America, Cash Advance Centers

Ability Manage Growth Deteriorate Execute Strategy Adversely Affected Ability Respond Rapidly Regulatory Changes
Accounting Share-based Employee Compensation Accounting Stock-based Employee Compensation
Accrued Healthcare Workers Compensation Expenses Accrued Liabilities
Accrued Workers Compensation Expenses Acquisition United Kingdom
Acquisitions United Kingdom Adopted 906 Sarbanes-oxley Act 2002
Advance America Advance America Announces Appointment Chief Financial Officer Executive
Advance America Cash Advance America Cash Centers Inc
Advances Fees Receivable Net Adverse Economic Conditions Significantly Adversely Affect Business Prospects
Adverse Economic Conditions Significantly Adversely Affect Business Results Advertising Expense
Affiliate Agency Relationships Lending Banks Highly Regulated Changes Laws
Agency Relationships Lending Banks Highly Regulated Subject Oversight Agreement
Aircraft Dry Lease Allowance Doubtful Accounts Accrual Excess Bank Losses
Allowance Doubtful Accounts Accrual Third-party Lender Losses Allowance Doubtful Accounts Accrual Third-party Lender Losses Excess
Amendments Articles Incorporation Bylaws Changes Applicable Laws Certificate Incorporation Bylaws Discourage Takeovers Business
Approval Approval Process
Audit Committee Audit Fees
Audit-related Fees Auditors Concluded 2004 Was Significant Deficiency Internal Controls
Award Bankwest Baker
Bankwest Inc Baker Base Salary
Basis Presentation Basis Presentation Principles Consolidation Description Business
Because Maintain Significant Supply Cash Centers Subject Shortages Because Maintain Significant Supply Cash Payday Advance Centers
Beneficial Ownership Reporting Compliance Betts Reuter Mckenzie Check Advance Florida Llc
Board Board Directors Decide Further Reduce Dividends Stop Paying
Board Directors Membership Criteria Board Membership Criteria
Bonus Bonuses
Borrower Brenda Mcginnis Advance America Servicing Arkansas Inc
Buckeye Business Highly Regulated Changes Applicable Laws Regulations Failure
Business Seasonal Nature Causes Revenues Collection Rates Earnings Business Segment
Business Strategy Bylaws
Capital Expenditures Capital Stock
Carabo Capital Llc Cardegna Buckeye Check Cashing Inc
Cash Advance Center Staffing Cash Advance Centers Inc
Cash Advance Services Cash Compensation
Cash Equivalents Cash Flows Financing Activities
Cash Flows Investing Activities Cash Flows Operating Activities
Cash Overdrafts Cause
Center Closing Costs Center Closings
Center Depreciation Expense Center Expense Analysis
Centers Centralized Headquarters Functions Susceptible Disruption Catastrophic Events Material
Ceo Certain Contractual Cash Commitments
Certain Relationships Related Transactions Director Independence Certain Statements Contained Release Constitute Forward-looking Within Meaning
Certain Transactions Certificate Incorporation
Certification Chief Executive Officer Advance America Cash Centers Certification Chief Financial Officer Advance America Cash Centers
Certification Principal Executive Officer Pursuant Rules 13a-14 15d-14 Certification Principal Financial Officer Pursuant Rules 13a-14 15d-14
Cfo Change Control
Change Ownership Effective Control Corporation Substantial Portion Assets Changes Legislation
Changes Other States Chief Executive Officer Compensation
Claire Arnold Class Actions Against South Carolina Subsidiary
Clerk Ncas Delaware Llc Advance America Cash Centers Closed Centers
Closed Centers Scheduled Center Closings Closing Operations Arkansas
Closing Operations New Hampshire Closing Operations New Mexico
Closing Operations North Carolina Closing Operations Oregon
Closing Operations Pennsylvania Closings
Closure Centers North Carolina Lending Banks Ceasing Originate Code
Collection Procedures Collection Process
Commitments Contingencies Committee
Common Stock Common Stock Fund Acquisitions Refinance Debt Incurred Dilute
Communicating Directors Comparison Cumulative Return 500 Nasdaq Other Financial Indices
Compensation Advisor Engaged Committee Compensation Advisor Engaged Committee-ernst Young
Compensation Committee Compensation Committee Activity
Compensation Committee Charter Compensation Committee Interlocks Insider Participation
Compensation Committee Members Compensation Committee Report
Compensation Consultant Engaged Towers Perrin Compensation Decisions 2006
Compensation Decisions 2007 Compensation Decisions 2008
Compensation Philosophy Compensation Policies
Competition Competition Industry Cause Lose Market Share Reduce Interest
Competition Retail Financial Services Industry Cause Lose Market Competitive Strengths
Complying Revised Guidance Reduce Revenues Decrease Margins Agency Composition Committee
Concentration Revenues Certain States Adversely Affect Concentration Risk
Conclusion Conference Call
Consent Independent Registered Public Accounting Firm Consolidated Financial Statements
Consolidation Variable Interest Entity Continue Open Centers Systematically
Controls Procedures Conversion Operations Michigan
Conversion Operations Michigan Texas Conversion Operations Pennsylvania Arkansas
Corporate Depreciation Expense Corporate Governance
Corporate Other Expense Income Analysis Creation Direct Financial Obligation Off-balance Sheet Arrangement
Credit Facility Credit Risk
Critical Accounting Policies Estimates Critical Estimates Uncertainties Assessments Financial Statements
Current Future Litigation Regulatory Proceedings Against Material Adverse Current Future Litigation Regulatory Proceedings Other Legal Against
Currently Lack Product Business Diversification Result Future Revenues Currently Lack Product Business Diversification Result Revenues Earnings
Cynthia Williams Advance America Cash Centers Missouri Inc Date 2007
Date Grant Department Labor Investigations
Departure Directors Certain Officers Election Appointment Compensatory Arrangements Departure Directors Principal Officers Election Appointment
Departure Directors Principal Officers Election Appointment Compensatory Depend Loans Banks Operate Business Decide Stop Making
Depend Loans Cash Management Services Banks Operate Business Depend Substantial Extent Borrowings Revolving Credit Facility
Depend Substantial Extent Borrowings Revolving Credit Facility Fund Derivative Hedging Activities
Description 2008 Cash Bonus Arrangements Named Executive Officers Description 2009 Cash Bonus Arrangements Named Executive Officers
Description Business Description Cash Bonus Arrangement Named Executive Officers
Description Compensation Arrangement Non-executive Directors Director Compensation
Director Compensation 2008 Directors Executive Officers Registrant
Discussion Critical Accounting Policies Estimates Disruption Availability Information Systems Adversely Affect Operations Centers
Disruption Availability Information Systems Adversely Affect Operations Payday Dividend Policy
Documents Incorporated Reference Donovan Langford
Drive New Center Operating Performance Duties Responsibilities Committee
Duties Responsibilities Compensation Committee Earnings Per Share
Effective Tax Rate Eight-alterations
Eighteen-notices Election
Election Board Directors Elements Compensation Program
Elements Post-employment Compensation Eleven-title
Employees Entry Material Definitive Agreement
Environmental Health Safety Matters Equity Compensation Plans
Estimates Estimates Losses Not Adequate Provision Doubtful Accounts Agency
Estimates Losses Not Adequate Provision Doubtful Accounts Increase Estimates Payday Cash Advance Losses Not Adequate Absorb
Evaluation Committee Evaluation Disclosure Controls Procedures
Exchange Act Executive Compensation
Executive Compensation Process Executive Officers
Executive Officers Directors Able Exert Significant Influence Over Executive Officers Directors Pre-ipo Stockholders Able Exert Significant
Exhibits Expand Product Service Offerings
Expansion Operations Canada United Kingdom Contribute Increased Costs Expansion Operations Canada United Kingdom Contribute Materially Increased
Expected Dividends Expected Term
Expected Volatility Expenses Center Gross Profit
Extent Customers Extended Payment Plans Material Adverse Effect Facilities Operation
Fail Maintain Effective System Internal Controls Not Able Failure Efficiently Profitably Introduce Manage Check-cashing Credit Services
Failure Efficiently Profitably Market Service Process New Installment Failure Lending Banks Act Agent Comply Revised Guidance
Fair Market Value Fair Value Financial Instruments
Federal Law Imposes National Cap Fees Interest Likely Federal Regulation
Fifteen-indemnification Financial Instrument Assets Liabilities Carrying Values Equal Approximate
Financial Statement Schedules Financial Statements
Financial Statements Exhibits Five-insurance
Foreign Currency Exchange Rate Risk Foreign Currency Translation Transactions
Foreign Operations Subject Additional Laws Regulations Inability Operate Foreign Regulation
Form 10-k Form 10-q
Former Agency Business Model Former Plan
Formerly Taxed Corporation Subchapter Internal Revenue Code Claims Forward-looking Statements
Forward-looking Statements Information Four-scheduling
Fourteen-accident Claims Francisco Gonzalez Advance America Cash Centers Texas Inc
Franciso Gonzalez Advance America Cash Centers Texas Inc Gain Loss Disposal Property
General General Administrative Expenses
General Policies Geographical Diversification Centers
George Johnson Glasscock Advance America Cash Centers Georgia Inc
Goodwill Goodwill Net
Government Regulation Grant Date
Highlights 2009 Hiring Retention
Hooper Vaughn Advance America Cash Centers Missouri Inc Householding Information
Human Resources Immediate Release
Impact Inflation Impact New Accounting Pronouncements
Important-to Signed Dated Reverse Side Inability Effectively Efficiently Profitably Introduce Manage New Products
Inability Efficiently Profitably Introduce Manage New Products Alternative Incentive Nonqualified
Income Tax Expense Income Taxes
Incur Substantial Additional Debt Adversely Affect Business Results Independent Directors
Index Consolidated Financial Statements Index Exhibits
Industry Industry Highly Regulated State Law Changes Laws Regulations
Industry Regulated Federal Law Subject State Unfair Deceptive Industry Subject Various Local Rules Regulations Changes Material
Information Systems Initial Public Offering
Insider Trading Policy Insurance Coverage
Insurance Recoveries Intangible Assets
Intellectual Property Other Proprietary Rights Interest Expense
Interest Income Interest Rate Risk
Internal Compliance Audit Internal Control Over Financial Reporting
Introduction Corporate Governance Jenkins American
John Hill Kelvin White Advance America Cash Centers Arkansas Inc
Kenneth Compton Kerri Stone Advance America Cash Centers Inc
King Strong Advance America Cash Centers Georgia Inc Kucan Advance America Cash Centers North Carolina Inc
Lack Product Business Diversification Result Future Revenues Earnings Legal Proceedings
Legal Settlements Legislative Regulatory Action Adverse Result Litigation Proceedings Cause
Liquidity Capital Resources Litigation Accrual
Local Regulation Long-term Debt
Long-term Debt Obligations Long-term Incentives
Longer Able Market Process Service Payday Cash Advances Longer Able Process Market Service Payday Cash Advances
Longer-term Incentives Lose Key Management Fail Adjust Changes Unable Attract
Lose Key Management Unable Attract Retain Talent Required Loss Disposal Property Equipment
Loss Disposal Property Equipment Impairment Assets Loss Impairment Assets
Loss Provision Magee Johnson Advance America Servicing Arkansas Inc
Managements Report Internal Control Over Financial Reporting Market Leader Economies Scale
Market Price Common Stock Declined Significantly Face Possible Marketing Advertising
Marketing Processing Servicing Arrangements Maximize Efficiency Infrastructure
Media Reports Public Perception Cash Advances Similar Loans Media Reports Public Perception Payday Cash Advances Being
Media Reports Public Perception Payday Cash Advances Similar Meeting Committees Board Directors
Meetings Committee Meetings Committees Board Directors
Michigan Migration Away Agency Business Model
Miscellaneous Modified Mps Agreements Arkansas Pennsylvania North Carolina
Mortgage Payable Net Income Earnings Per Share
New Centers New Hampshire Closings
New Mexico Attorney General Proposed Rules Regulations Governing New Mexico Proposed Rules Regulations Governing Extension Credit
New Operations Michigan Texas New Payday Cash Advance Centers
Nine-maintenance Repair Nineteen-governing Law
Nominating Corporate Governance Committee Nonqualified Stock Option Incentive
North Carolina Commissioner Banks Investigation North Carolina Commissioner Banks Order
North Church Street North Church Street Spartanburg South Carolina 29306
North Church Street Spartanburg South Carolina 29306 Address Not Permitted Process Market Service Loans Lending Bank
Notice Annual Meeting Stockholders Notice Annual Meeting Stockholders 2005
Notice Annual Meeting Stockholders 2008 Number 001-32363
Objectives Compensation Programs Occupancy Costs
Occupancy Costs Center Depreciation Expense Occupancy Costs Center Depreciation Expense Other Expenses
Occupancy Costs Center Depreciation Other Expenses Off-balance Sheet Arrangement Current Third-party Lender
Off-balance Sheet Arrangement New Third-party Lender Off-balance Sheet Arrangement Third-party Lender
Off-balance Sheet Arrangements Lending Banks Offering Extended Payment Plans Customers Material Adverse Effect
Ohio Legislation Olin Nisbet
Omnibus Stock Plan One-lease Aircraft
Operating Lease Obligations Operating Leases
Operational Changes Certain States Operations Arizona
Operations Arkansas Operations Ohio
Operations Oregon Operations Pennsylvania Arkansas
Operations Virginia Operations Washington
Option Period Option Price
Oregon Legislation Changes Other
Other Center Expenses Other Commitments Contingencies
Other Comparables Other Compensation
Other Current Assets Other Events
Other Fees Other Information
Other Matters Other Matters Brought Before Annual Meeting
Other Products Others
Oversight Annual Audit Quarterly Reviews Oversight Financial Reporting Process Internal Controls
Overview Payday Cash Advance Center Expense Analysis
Payday Cash Advance Centers Payday Cash Advance Services
Payday Cash Advance Services Industry Also Regulated Federal Payday Cash Advance Services Industry Highly Regulated State
Payday Cash Advance Services Industry Subject Various Local Payment
Payment Plans Pennsylvania Arkansas
Pennsylvania Department Banking Ncas Delaware Llc Phyliss Garrett Advance America Cash Centers Arkansas Inc
Plan Please Fold Detach Card Perforation Before Mailing
Policy Policy Regarding Majority Election Directors
Potential Future Acquisitions Difficult Integrate Divert Attention Key Pre-opening Costs
Price Range Common Stock Principal Accountant Fees Services
Principles Consolidation Prior Corporation Status
Prior Off-balance Sheet Arrangements Lending Banks Prior Relationships Lending Banks
Processing Marketing Servicing Arrangements Professonal Services Agreement
Properties Property Equipment
Property Equipment Net Provision Doubtful Accounts
Provision Doubtful Accounts Agency Bank Losses Allowance Accrual Provision Doubtful Accounts Agency Bank Losses Increase Net
Provision Doubtful Accounts Allowance Accrual Third-party Lender Losses Provision Doubtful Accounts Increase Net Income Decrease Unable
Proxy Proxy Solicited Behalf Board Directors Annual Meeting Stockholders
Proxy Voted Accordance Specifications Choices Indicated Election Purchase Obligations
Purpose Committee Quantitative Qualitative Disclosures Market Risk
Quarterly Dividend Ratification 2004 Omnibus Stock Plan
Raymond King Advance America Cash Centers Pennsylvania Inc Raymond King Sandra Coates Advance America Cash Centers
Recent Changes Agency Business Model States Recent Suspensions Closings
Recently Issued Accounting Pronouncement Recently Issued Accounting Pronouncements
Recitals Reclassifications
Recommend Vote Election Each Nominees Director Recommend Vote Ratification Appointment Pricewaterhousecoopers Llp Independent Auditors
Redeem Common Stock Become Disqualified Person Registrants Telephone Number Including Area Code
Regular Turnover Among Managers Employees Centers Makes Difficult Regular Turnover Among Managers Employees Payday Cash Advance
Regulation Agency Business Model Regulatory Requirements
Related Party Transactions Relationship Lending Banks
Rely Limited Number Third-party Lenders Connection Offering Certain Remainder Page Intentionally Left Blank
Repayment Collection Process Report Audit Committee
Report Compensation Committee Report Independent Registered Public Accounting Firm
Reporting Obligation Requirements
Reservedparagraph Omitted Pursuant Sec Release Nos 33-8238 34-47986 Restricted Cash
Restricted Stock Restricted Stock Agreement
Results Operation Financial Condition Results Operations Financial Condition
Reuter Betts Advance America Cash Centers Florida Inc Revenue Analysis
Revenue Recognition Revenue Recognition Advances Fees Receivable
Revenues Revenues Expenses
Review Approval Ratification Transactions Related Persons Review Executive Compensation Practices Other Companies
Revision Consolidated Statement Cash Flows Revisions Consolidated Statements Cash Flows
Revocation Termination Revolving Credit Facilities
Revolving Credit Facility Revolving Credit Facility Contains Restrictions Limitations Significantly Affect
Revolving Credit Facility Long-term Debt Rigorous Implementation Center Level Controls
Risk Factors Risks Related Business Industry
Risks Related Common Stock Risks Uncertainties
Robert Chapman Role Executives Establishing Compensation
Salaries Related Payroll Costs Sales Substantial Number Shares Common Stock Adversely Affect
Schedule 14a Seasonality
Sec Investigation Securities Exchange Act 1934 Amended
Securities Registered Pursuant Act Security
Security Ownership Certain Beneficial Owners Management Related Stockholder Selected Operating Data
Selection Directors Selection Evaluation Oversight Auditors
Selection New Directors Services
Settlement Arkansas Litigation Settlement Georgia Class Action Lawsuit
Seven-inspection Lessor Seventeen-modification Agreement
Shares Outstanding Voting Rights Sharlene Johnson Helena Love Bonny Bleacher Advance America
Signature Signatures
Significant Amount Goodwill Subject Periodic Review Testing Impairment Six-restrictions
Sixteen-return Aircraft Lessor Solicitation Proxies
South Carolina Kentucky Legislation Spartanburg
Spartanburg 2005 Spartanburg 2006
Spartanburg 2007 Spartanburg 2008
Spartanburg 2008- Spartanburg 2009
Spartanburg 2009- Advance America Cash Centers Inc Nyse Spartanburg 2010
Spartanburg Sept 2005 Spartanburg Sept 2006
State Regulation Stephen Benjamin
Stock Stock Awards
Stock Options Awards Stock Ownership Retention Guidelines
Stock Plan Stock Plans
Stock-based Compensation Plans Subject Credit Risk Result Arrangements Lending Banks Failure
Submitting Proposals 2007 Annual Meeting Subsequent Events
Successful Execution Growth Strategy Summary Terms Arrangement Personal Aircraft Kenneth Compton
Summary Terms Reciprocal Agreement Support Improvement Legislative Regulatory Environment
Tax Fees Ten-default Remedy
Texas Thirteen-assignment
Thomas Hannah Three-commercial Operation Restriction
Total Center Expenses Training
Transaction Related Expense Transaction Related Expenses
Transactions Related Persons Transactions Variable Interest Entit
Transactions Variable Interest Entities Transactions Variable Interest Entity
Treasury Stock Trejo Advance America Cash Centers Illinois Inc
Twelve-payment Taxes Twenty-one-truth Leasing Statement
Twenty-subject Subordinate Twenty-truth Leasing Statement
Two-term Unauthorized Intellectual Property Parties Damage Brand
United Kingdom Overdraft Facility Unregistered Sales Equity Securities Proceeds
Unvested Shares Urged Date Sign Enclosed Proxy Return Promptly Revocable
Used Taxed Corporation Subchapter Internal Revenue Code Claims Vested Shares
Virginia Legislation Washington Legislation
William Webster Witness Whereof
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