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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 64.1M | 56.1M | 59.4M | 64.1M | 64.2M | |||
| Net Interest Income | 23.5M | 24.1M | 24.5M | 24.2M | 29.1M | |||
| Deposits | 644M | 713M | 742M | 710M | 695M | |||
| Provision for Loan Losses | 1.76M | -175K | -125K | 300K | 2.92M | |||
| Securities | 374M | 232M | 196M | 163M | 127M | |||
| Net Interest Margin | 2.3% | 2.8% | 3.1% | 3.1% | 3.6% | |||
| Commercial Real Estate Loans | 226M | 450M | 480M | 500M | 354M | |||
| Commercial Loans | 72.0M | 80.6M | 91.7M | 119M | 110M | |||
| Construction Loans | 0 | 0 | 0 | 0 | 0 | |||
| Consumer Loans | 23.3M | 20.4M | 18.3M | 16.7M | 23.8M | |||
| Mortgage-Backed Securities (MBS) | 306M | 136M | 117M | 103M | 116M | |||
| Net Charge Offs to Avg Loans | 0.7% | 0.1% | 0.2% | 0.2% | 0.2% | |||
| Net Loans | 511M | 551M | 590M | 637M | 707M | |||
| Residential Loans | 201M | 201M | 210M | 215M | 219M | |||
| Total Risk-Based Capital Ratio | 17.1% | 15.6% | 15.3% | 13.9% | 0% | |||
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