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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 22.3M | 23.9M | 25.1M | 27.4M | 27.4M | |||
| ROA | 2.2% | 2.7% | 2.9% | 3.5% | 2.8% | |||
| Net Interest Income | 10.8M | 9.79M | 8.80M | 9.82M | 11.8M | |||
| Net Interest Margin | 0% | 2.6% | 2.3% | 2.7% | 3.1% | |||
| Provision for Loan Losses | 392K | -2.85M | 300K | -1.63M | 1.25M | |||
| Commercial Real Estate Loans | 76.2M | 68.5M | 62.1M | 83.3M | 98.2M | |||
| Commercial Loans | 14.3M | 7.96M | 12.4M | 21.6M | 21.2M | |||
| Construction Loans | 13.3M | 44.8M | 48.0M | 48.9M | 39.3M | |||
| Consumer Loans | 202M | 224M | 254M | 299M | 4.42M | |||
| Deposits | 344M | 339M | 322M | 315M | 324M | |||
| Mortgage-Backed Securities (MBS) | 0 | 45.7M | 37.2M | 31.5M | 55.3M | |||
| Net Charge Offs to Avg Loans | 0.5% | -1.3% | 0.2% | -0.6% | 0.3% | |||
| Net Loans | 196M | 218M | 249M | 294M | 323M | |||
| Residential Loans | 93.5M | 98.5M | 125M | 140M | 161M | |||
| Securities | 170M | 169M | 130M | 66.7M | 75.4M | |||
| Tier 1 Capital Ratio | 0% | 12.9% | 14.5% | 12.9% | 11.8% | |||
| Nonperforming Loans to Total Loans | 0% | 0% | 0% | 0% | 1.9% | |||
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