| |||||||||

Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Net Interest Income | 59.7M | 54.0M | 60.3M | 84.1M | 74.0M | |||
| Net Interest Margin | 6% | 5.5% | 5.1% | 5.1% | 4% | |||
| Provision for Loan Losses | 13.1M | 2.09M | 5.38M | 17.3M | 97.2M | |||
| Commercial Real Estate Loans | 326M | 427M | 530M | 581M | 631M | |||
| Commercial Loans | 328M | 318M | 375M | 510M | 216M | |||
| Construction Loans | 221M | 158M | 230M | 524M | 388M | |||
| Consumer Loans | 0 | 0 | 0 | 0 | 28.8M | |||
| Deposits | 895M | 897M | 1.12B | 1.53B | 1.57B | |||
| Mortgage-Backed Securities (MBS) | 0 | 6.82M | 14.7M | 26.4M | 36.6M | |||
| Net Charge Offs to Avg Loans | 0.8% | 0.7% | 0.5% | 0.9% | 4.4% | |||
| Net Loans | 928M | 963M | 1.22B | 1.77B | 1.58B | |||
| Residential Loans | 52.8M | 59.2M | 86.4M | 153M | 200M | |||
| Securities | 28.5M | 31.4M | 39.5M | 67.0M | 65.3M | |||
| Revenue - US | 0 | 0 | 0 | 0 | 92.6M | |||
| Total Risk-Based Capital Ratio | 0% | 0% | 0% | 0% | 6.4% | |||
| Total Revenues | 82.9M | 80.7M | 103M | 150M | 138M | |||
| ||||||