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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
30-SEP 2004 |
30-SEP 2005 |
30-SEP 2006 |
30-SEP 2007 |
30-SEP 2008 |
||
| Total Revenues | 19.5M | 21.8M | 26.4M | 30.5M | 33.2M | |||
| ROA | 2.4% | 2.4% | 2.6% | 3.2% | 3.1% | |||
| Net Interest Income | 10.1M | 11.1M | 13.5M | 12.3M | 14.0M | |||
| Net Interest Margin | 2.6% | 2.6% | 2.7% | 2.4% | 2.5% | |||
| Provision for Loan Losses | 207K | 81K | 465K | 445K | 501K | |||
| Commercial Real Estate Loans | 43.2M | 58.6M | 73.5M | 99.1M | 128M | |||
| Commercial Loans | 398K | 746K | 6.07M | 7.02M | 0 | |||
| Construction Loans | 7.17M | 1.45M | 33.7M | 51.9M | 53.3M | |||
| Consumer Loans | 11.4M | 14.1M | 19.8M | 20.4M | 1.16M | |||
| Deposits | 323M | 341M | 327M | 429M | 448M | |||
| Mortgage-Backed Securities (MBS) | 0 | 20.3M | 37.6M | 25.6M | 5.91M | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0% | 0% | |||
| Net Loans | 309M | 341M | 399M | 438M | 479M | |||
| Residential Loans | 252M | 267M | 283M | 278M | 277M | |||
| Securities | 92.3M | 70.2M | 85.1M | 64.8M | 88.7M | |||
| Tier 1 Capital Ratio | 0% | 13.5% | 27.8% | 21.7% | 18.5% | |||
| Nonperforming Assets to Total Assets | 0.1% | 0.2% | 0.4% | 0.2% | 0.2% | |||
| Nonperforming Loans to Total Loans | 0.2% | 0.3% | 0.5% | 0.3% | 0.2% | |||
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