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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 21.6M | 28.9M | 35.7M | 38.8M | 32.9M | |||
| Net Interest Income | 12.0M | 16.4M | 18.8M | 19.2M | 15.7M | |||
| Net Loans | 308M | 333M | 370M | 387M | 418M | |||
| Provision for Loan Losses | 574K | 809K | 2.61M | 1.03M | 5.00M | |||
| Deposits | 307M | 345M | 401M | 400M | 429M | |||
| Securities | 0 | 62.1M | 63.0M | 76.8M | 73.0M | |||
| Net Interest Margin | 3.6% | 4.3% | 4.4% | 4.2% | 3.2% | |||
| Construction Loans | 39.8M | 44.0M | 77.0M | 137M | 157M | |||
| Commercial Loans | 85.9M | 97.2M | 127M | 58.0M | 60.0M | |||
| Residential Loans | 51.7M | 56.7M | 51.3M | 35.7M | 43.4M | |||
| Commercial Real Estate Loans | 84.6M | 84.7M | 70.6M | 104M | 105M | |||
| Consumer Loans | 30.8M | 35.9M | 36.8M | 58.0M | 15.8M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0% | 0.4% | 0.3% | 0.4% | |||
| Mortgage-Backed Securities (MBS) | 0 | 0 | 36.2M | 49.3M | 48.5M | |||
| Total Risk-Based Capital Ratio | 0% | 0% | 0% | 14.2% | 12.6% | |||
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