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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Gross Dollar Volume | 416B | 484B | 562B | 647B | 683B | |||
| Number of Credit Cards | 65.4M | 71.0M | 78.0M | 86.4M | 92.4M | |||
| Charge Off Rates | 4.30 | 4.20 | 3.30 | 3.50 | 5.50 | |||
| Net Interest Margin | 9% | 9.3% | 8.8% | 8.9% | 8.8% | |||
| 30 Days Delinquency Rates | 2.4% | 2.5% | 2.3% | 2.8% | 4.6% | |||
| Revenue by Geography - Europe | 3.10B | 3.27B | 3.17B | 3.52B | 3.75B | |||
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