| |||||||||

Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 25.0M | 35.5M | 40.4M | 40.1M | 35.7M | |||
| Commercial Real Estate Loans | 166M | 154M | 176M | 192M | 219M | |||
| Commercial Loans | 66.9M | 78.0M | 85.9M | 105M | 90.6M | |||
| Construction Loans | 90.2M | 103M | 90.3M | 66.0M | 48.7M | |||
| Consumer Loans | 9.42M | 11.9M | 11.7M | 10.8M | 14.8M | |||
| Mortgage-Backed Securities (MBS) | 40.4M | 36.3M | 33.2M | 31.1M | 32.2M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0% | 0% | 0.1% | 0.4% | |||
| Net Loans | 352M | 366M | 383M | 395M | 412M | |||
| Residential Loans | 5.24M | 4.68M | 8.69M | 9.29M | 24.7M | |||
| Total Risk-Based Capital Ratio | 10.9% | 11.8% | 11.6% | 10.7% | 11.5% | |||
| Net Interest Income | 19.4M | 26.5M | 27.1M | 26.4M | 25.9M | |||
| Deposits | 475M | 501M | 494M | 456M | 437M | |||
| Provision for Loan Losses | 895K | 322K | 320K | 450K | 1.74M | |||
| Securities | 116M | 124M | 104M | 79.0M | 63.3M | |||
| Net Interest Margin | 4.9% | 5% | 5% | 5.1% | 5% | |||
| ||||||