This excerpt taken from the AMP DEF 14A filed Mar 21, 2006.
401(k) Plan. The Ameriprise Financial 401(k) Plan (the 401(k) Plan) is a defined contribution plan that covers all eligible employees of the company. The plan provides a dollar-for-dollar matching contribution on the first 3% of salary that the participant contributes on a before-tax basis to the plan. In addition to the matching contribution, there is a discretionary profit sharing contribution that is determined in the sole discretion of the Board of Directors based on the annual performance of
Ameriprise. There is also a quarterly contribution to the Ameriprise company stock fund equal to 1% of salary.