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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Commercial Real Estate Loans | 160M | 154M | 139M | 147M | 153M | |||
| Commercial Loans | 57.2M | 71.4M | 73.8M | 78.6M | 76.7M | |||
| Construction Loans | 21.0M | 24.0M | 30.6M | 46.7M | 35.3M | |||
| Consumer Loans | 24.6M | 33.3M | 24.3M | 23.0M | 24.5M | |||
| Mortgage-Backed Securities (MBS) | 0 | 20.0M | 16.6M | 26.9M | 67.5M | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0.1% | 0% | |||
| Net Loans | 418M | 447M | 436M | 469M | 453M | |||
| Residential Loans | 97.6M | 102M | 104M | 104M | 96.0M | |||
| Total Risk-Based Capital Ratio | 18.6% | 18.9% | 18.6% | 18.8% | 16.8% | |||
| Net Interest Income | 26.8M | 25.4M | 23.0M | 24.0M | 29.1M | |||
| Deposits | 658M | 668M | 680M | 690M | 665M | |||
| Provision for Loan Losses | 479K | 331K | 183K | 94K | 1.31M | |||
| Securities | 363M | 334M | 355M | 340M | 766M | |||
| Net Interest Margin | 4% | 3.6% | 3.3% | 3.4% | 3.9% | |||
| Revenue - US | 0 | 0 | 0 | 0 | 26.1M | |||
| Total Revenues | 42.6M | 46.9M | 51.0M | 54.8M | 54.6M | |||
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