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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-MAR 2005 |
31-MAR 2006 |
31-MAR 2007 |
31-MAR 2008 |
31-MAR 2009 |
||
| Net Interest Income | 121M | 133M | 128M | 0 | 0 | |||
| Net Interest Margin | 3.3% | 3.4% | 3.1% | 0% | 0% | |||
| Provision for Loan Losses | 1.58M | 3.90M | 11.3M | 0 | 0 | |||
| Commercial Real Estate Loans | 1.52B | 1.60B | 1.67B | 0 | 0 | |||
| Commercial Loans | 188M | 205M | 235M | 0 | 0 | |||
| Construction Loans | 499M | 617M | 675M | 0 | 0 | |||
| Consumer Loans | 591M | 622M | 636M | 0 | 0 | |||
| Deposits | 2.87B | 3.04B | 3.25B | 0 | 0 | |||
| Mortgage-Backed Securities (MBS) | 204M | 248M | 248M | 0 | 0 | |||
| Net Charge Offs to Avg Loans | -0.1% | -0.4% | -0.2% | 0% | 0% | |||
| Net Loans | 3.41B | 3.61B | 3.87B | 0 | 0 | |||
| Residential Loans | 816M | 785M | 844M | 0 | 0 | |||
| Securities | 256M | 297M | 322M | 0 | 0 | |||
| Tier 1 Capital Ratio | 10.7% | 10.5% | 10.8% | 0% | 0% | |||
| Nonperforming Assets to Total Assets | 0.4% | 0.4% | 1.2% | 0% | 0% | |||
| Total Revenues | 335M | 306M | 335M | 348M | 298M | |||
| ROA | 3.2% | 3.6% | 4.3% | 4.1% | -1.8% | |||
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