Aon (AON)

“Warranty Business” means the world-wide business conducted by the Companies (including FFG and Combined and its Affiliates with respect to the Transferred Business) of (i) underwriting by an insurer or an Obligor of extended warranty, mechanical repair, service contracts or pre-paid maintenance agreements covering repair, replacement or scheduled maintenance for motor vehicles, motorcycles, motor homes, motorized recreational vehicles, personal watercraft, electronic products, appliances, personal computers and peripherals, home heating, ventilation, air conditioning  plumbing and electrical systems and appliances and other consumer products, (ii) underwriting by an insurer of credit life and credit disability insurance and involuntary unemployment insurance or underwriting by an unaffiliated insurer of credit life and credit disability insurance and involuntary unemployment insurance for which one of the Companies acts as an agent with respect to such insurance in connection with performing other activities described in the other clauses of this definition, (iii) underwriting by an insurer or an Obligor of travel protection and travel related protection programs and of  membership programs to the extent related to Warranty Business products, (iv) underwriting by an insurer or an Obligor of credit card enhancement programs, (v)  underwriting by an insurer or an Obligor of guaranteed asset protection (GAP) products for loans and leases on motor vehicles, motorcycles, motor homes, motorized recreational vehicles and personal watercraft separate from standard motor vehicle, motorcycle, motor home, motorized recreational vehicle or personal watercraft coverage, (vi) underwriting by an insurer of stop loss or failure to perform insurance coverage for Obligors or for motor vehicle dealers, (vii) underwriting by an insurer or an Obligor of vehicle replacement insurance (VRI), accidental damage to consumer products, identity theft and virus protection, (viii) providing TPA Services to the extent solely with respect to clauses (i) through (vii) above (“Warranty TPA Services”), and (ix) providing training and consulting services for motor vehicle manufacturers and dealers related to variable operations, automobiles sales activities and fixed operations activities at the point of sale, customer satisfaction activities and including, for the avoidance of doubt, the arrangement of client captive reinsurers for any Warranty Business client with respect to clauses (i) through (vii) above and excluding, for the avoidance of doubt, the P&C Business and the LGI Excluded Business. In

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addition, the “Warranty Business” includes all other business, products, services, programs, arrangements and activities (including marketing, distribution and administration arrangements and activities) described as being part of the Warranty Business in that certain Confidential Offering Memorandum of the Aon Warranty Group dated December 2005, including customer loyalty programs and the Resource Variable Income Partners program.  The phrase “underwriting by an insurer or an Obligor” or “underwriting by an insurer” means that such underwriting is performed by one of the Companies. The term “consumer products” includes such products also used for or by a business.

“Welfare Plan” means any welfare plan, as defined in Section 3(1) of ERISA, applied without regard to the exceptions from coverage contained in Sections 4(b)(4) or 4(b)(5) thereof.