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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 1.13B | 1.19B | 1.18B | 1.20B | 1.18B | |||
| ROA | 3.5% | 3.7% | 4% | 4.1% | 3.5% | |||
| Net Interest Income | 471M | 479M | 390M | 334M | 395M | |||
| Net Interest Margin | 2.2% | 2.2% | 1.9% | 1.6% | 0% | |||
| Provision for Loan Losses | 0 | 0 | 0 | 2.50M | 69.0M | |||
| Commercial Real Estate Loans | 3.50B | 3.90B | 4.09B | 3.98B | 941M | |||
| Commercial Loans | 21.8M | 24.6M | 22.3M | 20.5M | 0 | |||
| Construction Loans | 118M | 137M | 140M | 77.7M | 56.8M | |||
| Consumer Loans | 485M | 478M | 409M | 336M | 335M | |||
| Deposits | 12.3B | 12.8B | 13.2B | 13.0B | 13.5B | |||
| Mortgage-Backed Securities (MBS) | 0 | 6.43B | 5.19B | 4.28B | 1.39B | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0% | 0% | |||
| Net Loans | 13.2B | 14.3B | 14.9B | 16.1B | 16.6B | |||
| Residential Loans | 9.05B | 9.76B | 10.2B | 11.6B | 15.3B | |||
| Securities | 8.71B | 6.57B | 5.34B | 4.37B | 4.04B | |||
| Tier 1 Capital Ratio | 0% | 11.9% | 11.6% | 11.4% | 11.1% | |||
| Nonperforming Assets to Total Assets | 0.1% | 0.3% | 0.3% | 0.5% | 1.2% | |||
| Nonperforming Loans to Total Loans | 0.3% | 0.5% | 0.4% | 0.7% | 1.4% | |||
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