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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Net Interest Income | 5.96M | 6.90M | 7.92M | 7.78M | 6.95M | |||
| Net Interest Margin | 4.1% | 4% | 3.8% | 3.5% | 3% | |||
| Provision for Loan Losses | 362K | 334K | 194K | 629K | 4.42M | |||
| Commercial Real Estate Loans | 63.4M | 65.7M | 71.1M | 88.6M | 88.8M | |||
| Commercial Loans | 13.8M | 11.9M | 11.2M | 11.5M | 13.3M | |||
| Construction Loans | 27.2M | 37.9M | 51.6M | 53.2M | 39.1M | |||
| Consumer Loans | 6.15M | 5.40M | 5.83M | 5.14M | 3.55M | |||
| Deposits | 146M | 168M | 193M | 217M | 240M | |||
| Mortgage-Backed Securities (MBS) | 0 | 32.4M | 28.8M | 22.5M | 12.2M | |||
| Net Charge Offs to Avg Loans | 0.3% | 0.1% | 0.1% | 0% | 1.3% | |||
| Net Loans | 130M | 153M | 178M | 204M | 207M | |||
| Residential Loans | 19.3M | 32.0M | 38.0M | 45.7M | 62.3M | |||
| Securities | 29.4M | 38.3M | 39.8M | 41.3M | 30.4M | |||
| Tier 1 Capital Ratio | 9.6% | 10.6% | 10.2% | 9.3% | 9% | |||
| Nonperforming Assets to Total Assets | 0.1% | 0.1% | 0% | 2.4% | 4% | |||
| Nonperforming Loans to Total Loans | 0% | 0% | 0% | 0% | 5.1% | |||
| Revenue - US | 0 | 0 | 0 | 0 | 8.45M | |||
| Total Revenues | 9.16M | 12.1M | 16.6M | 18.5M | 16.8M | |||
| ROA | 2.1% | 2.9% | 4.2% | 4.4% | 2.4% | |||
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