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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 34.1M | 36.3M | 40.3M | 43.5M | 42.6M | |||
| Net Interest Income | 16.4M | 16.9M | 17.0M | 18.0M | 20.0M | |||
| Net Interest Margin | 2.9% | 3% | 3% | 2.9% | 3% | |||
| Provision for Loan Losses | 600K | 485K | 330K | 23K | 870K | |||
| Commercial Real Estate Loans | 136M | 148M | 142M | 162M | 210M | |||
| Commercial Loans | 55.5M | 53.3M | 53.7M | 63.0M | 63.7M | |||
| Construction Loans | 6.37M | 10.9M | 14.6M | 19.3M | 13.2M | |||
| Consumer Loans | 11.0M | 10.3M | 9.35M | 11.5M | 12.5M | |||
| Deposits | 429M | 455M | 470M | 493M | 551M | |||
| Mortgage-Backed Securities (MBS) | 0 | 137M | 127M | 126M | 151M | |||
| Net Charge Offs to Avg Loans | 0.6% | 0.1% | 0.1% | 0% | 0.2% | |||
| Net Loans | 251M | 282M | 282M | 322M | 369M | |||
| Residential Loans | 42.5M | 59.8M | 62.6M | 67.2M | 69.7M | |||
| Securities | 282M | 275M | 302M | 318M | 303M | |||
| Total Risk-Based Capital Ratio | 0% | 0% | 0% | 0% | 15.2% | |||
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