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These excerpts taken from the AN 10-K filed Feb 17, 2010. Insurance Under our self-insurance programs, we retain various levels of aggregate loss limits, per claim deductibles, and claims-handling expenses as part of our various insurance programs, including property and casualty, employee medical benefits, automobile, and workers’ compensation. Costs in excess of this retained risk per claim may be insured under various contracts with third-party insurance carriers. We review our claim and loss history on a periodic basis to assist in assessing our future liability. The ultimate costs of these retained insurance risks are estimated by management and by third-party actuarial evaluation of historical claims experience, adjusted for current trends and changes in claims-handling procedures. 6. INSURANCE At December 31, 2009 and 2008, current insurance accruals were included in Other Current Liabilities in the Consolidated Balance Sheets and long-term insurance accruals were included in Other Liabilities in the Consolidated Balance Sheets as follows:
These excerpts taken from the AN 10-K filed Feb 17, 2009. Insurance
Under our self-insurance programs, we retain various levels of
aggregate loss limits, per claim deductibles, and
claims-handling expenses as part of our various insurance
programs, including property and casualty, employee medical
benefits, automobile, and workers’ compensation. Costs in
excess of this retained risk per claim may be insured under
various contracts with third party insurance carriers. We review
our claim and loss history on a periodic basis to assist in
assessing our future liability. The ultimate costs of these
retained insurance risks are estimated by management and by
third-party actuarial evaluation of historical claims
experience, adjusted for current trends and changes in
claims-handling procedures.
Insurance Under our self-insurance programs, we retain various levels of aggregate loss limits, per claim deductibles, and claims-handling expenses as part of our various insurance programs, including property and casualty, employee medical benefits, automobile, and workers’ compensation. Costs in excess of this retained risk per claim may be insured under various contracts with third party insurance carriers. We review our claim and loss history on a periodic basis to assist in assessing our future liability. The ultimate costs of these retained insurance risks are estimated by management and by third-party actuarial evaluation of historical claims experience, adjusted for current trends and changes in claims-handling procedures. These excerpts taken from the AN 10-K filed Feb 28, 2008. Insurance
Under our self-insurance programs, we retain various levels of
aggregate loss limits, per claim deductibles, and
claims-handling expenses as part of our various insurance
programs, including property and casualty, employee medical
benefits, automobile, and workers’ compensation. Costs in
excess of this retained risk per claim may be insured under
various contracts with third party insurance carriers. We review
our claim and loss history on a periodic basis to assist in
assessing our future liability. The ultimate costs of these
retained insurance risks are estimated by management and by
third-party actuarial evaluation of historical claims
experience, adjusted for current trends and changes in
claims-handling procedures.
Insurance Under our self-insurance programs, we retain various levels of aggregate loss limits, per claim deductibles, and claims-handling expenses as part of our various insurance programs, including property and casualty, employee medical benefits, automobile, and workers’ compensation. Costs in excess of this retained risk per claim may be insured under various contracts with third party insurance carriers. We review our claim and loss history on a periodic basis to assist in assessing our future liability. The ultimate costs of these retained insurance risks are estimated by management and by third-party actuarial evaluation of historical claims experience, adjusted for current trends and changes in claims-handling procedures. | EXCERPTS ON THIS PAGE:
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