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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
30-SEP 2004 |
30-SEP 2005 |
30-SEP 2006 |
30-SEP 2007 |
30-SEP 2008 |
||
| Total Revenues | 33.6M | 38.1M | 41.2M | 33.8M | 36.2M | |||
| ROA | 2.4% | 2.6% | 2.3% | 3.2% | 3.3% | |||
| Net Interest Income | 15.9M | 15.8M | 14.2M | 13.6M | 0 | |||
| Net Interest Margin | 2.4% | 2.2% | 1.9% | 2% | 0% | |||
| Provision for Loan Losses | 708K | 453K | 194K | 117K | 0 | |||
| Commercial Real Estate Loans | 83.9M | 102M | 139M | 156M | 0 | |||
| Commercial Loans | 18.7M | 22.2M | 15.1M | 17.9M | 0 | |||
| Construction Loans | 23.2M | 53.8M | 39.0M | 42.3M | 0 | |||
| Consumer Loans | 412M | 483M | 483M | 431M | 0 | |||
| Deposits | 581M | 598M | 605M | 558M | 0 | |||
| Mortgage-Backed Securities (MBS) | 171M | 139M | 115M | 105M | 0 | |||
| Net Charge Offs to Avg Loans | 0.2% | 0.1% | 0.1% | 0% | 0% | |||
| Net Loans | 386M | 454M | 464M | 416M | 0 | |||
| Residential Loans | 179M | 195M | 215M | 165M | 0 | |||
| Securities | 332M | 292M | 263M | 109M | 0 | |||
| Tier 1 Capital Ratio | 0% | 12.6% | 10.6% | 12.2% | 0% | |||
| Nonperforming Assets to Total Assets | 0.1% | 0.1% | 0.3% | 0.4% | 0% | |||
| Nonperforming Loans to Total Loans | 0.2% | 0.2% | 0.5% | 0.6% | 0% | |||
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