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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Net Interest Income | 117M | 131M | 144M | 148M | 139M | |||
| Deposits | 2.66B | 2.80B | 2.97B | 3.29B | 3.38B | |||
| Provision for Loan Losses | 2.70M | 4.61M | 1.79M | 3.33M | 139M | |||
| Securities | 560M | 456M | 433M | 468M | 456M | |||
| Net Interest Margin | 4.3% | 4.8% | 4.8% | 4.6% | 4.1% | |||
| Commercial Real Estate Loans | 640M | 661M | 705M | 768M | 906M | |||
| Commercial Loans | 525M | 651M | 622M | 711M | 727M | |||
| Construction Loans | 152M | 216M | 224M | 223M | 246M | |||
| Consumer Loans | 274M | 276M | 258M | 271M | 336M | |||
| Mortgage-Backed Securities (MBS) | 0 | 22.7M | 17.1M | 12.8M | 7.69M | |||
| Net Charge Offs to Avg Loans | 0.2% | 0.1% | 0.1% | 0.1% | 0.2% | |||
| Net Loans | 2.09B | 2.32B | 2.33B | 2.49B | 456M | |||
| Residential Loans | 502M | 513M | 517M | 514M | 543M | |||
| Total Risk-Based Capital Ratio | 13.9% | 13.7% | 14.8% | 13.4% | 13.8% | |||
| Revenue - US | 0 | 0 | 0 | 0 | 213M | |||
| Total Revenues | 197M | 226M | 272M | 302M | 272M | |||
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