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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 23.2M | 30.0M | 39.5M | 45.8M | 40.3M | |||
| Net Interest Income | 16.9M | 20.2M | 22.0M | 22.0M | 21.3M | |||
| Net Interest Margin | 4.5% | 4.6% | 4.3% | 4% | 3.5% | |||
| Provision for Loan Losses | 554K | 448K | 226K | 3.29M | 6.52M | |||
| Commercial Real Estate Loans | 140M | 147M | 177M | 213M | 218M | |||
| Commercial Loans | 106M | 116M | 127M | 175M | 164M | |||
| Construction Loans | 77.4M | 105M | 111M | 107M | 84.2M | |||
| Consumer Loans | 0 | 0 | 0 | 0 | 145K | |||
| Deposits | 353M | 372M | 439M | 474M | 555M | |||
| Mortgage-Backed Securities (MBS) | 0 | 41.2M | 41.0M | 32.9M | 84.6M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0% | -0.1% | 0% | 1.2% | |||
| Net Loans | 319M | 363M | 409M | 486M | 519M | |||
| Residential Loans | 0 | 0 | 0 | 0 | 20.3M | |||
| Securities | 0 | 101M | 106M | 78.5M | 132M | |||
| Total Risk-Based Capital Ratio | 0% | 0% | 0% | 0% | 10.7% | |||
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