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This excerpt taken from the BBBY 10-K filed May 12, 2009. Self Insurance: The Company utilizes a combination of
insurance and self insurance for a number of risks including workers’
compensation, general liability, automobile liability and employee related
health care benefits (a portion of which is paid by its employees). Liabilities
associated with the risks that the Company retains are estimated by considering
historical claims experience, demographic factors, severity factors and other
actuarial assumptions. Although the Company’s claims experience has not
displayed substantial volatility in the past, actual experience could
materially vary from its historical experience in the future. Factors that
affect these estimates include but are not limited to: inflation, the number
and severity of claims and regulatory changes. In the future, if the Company
concludes an adjustment to self insurance accruals is required, the liability
will be adjusted accordingly.
25 This excerpt taken from the BBBY 10-K filed Apr 28, 2009. Self Insurance: The Company utilizes a combination of
insurance and self insurance for a number of risks including workers’
compensation, general liability, automobile liability and employee related
health care benefits (a portion of which is paid by its employees). Liabilities
associated with the risks that the Company retains are estimated by considering
historical claims experience, demographic factors, severity factors and other
actuarial assumptions. Although the Company’s claims experience has not
displayed substantial volatility in the past, actual experience could
materially vary from its historical experience in the future. Factors that
affect these estimates include but are not limited to: inflation, the number
and severity of claims and regulatory changes. In the future, if the Company
concludes an adjustment to self insurance accruals is required, the liability
will be adjusted accordingly.
24 This excerpt taken from the BBBY 10-K filed Apr 30, 2008. Self Insurance: The Company utilizes a combination of
insurance and self insurance for a number of risks including workers’
compensation, general liability, automobile liability and employee related
health care benefits (a portion of which is paid by its employees). Liabilities
associated with the risks that the Company retains are estimated by considering
historical claims experience, demographic factors, severity factors and other
actuarial assumptions. Although the Company’s claims experience has not
displayed substantial volatility in the past, actual experience could
materially vary from its historical experience in the future. Factors that
affect these estimates include but are not limited to: inflation, the number
and severity of claims and regulatory changes. In the future, if the Company
concludes an adjustment to self insurance accruals is required, the liability
will be adjusted accordingly.
This excerpt taken from the BBBY 10-K filed May 2, 2007. Self Insurance: The Company utilizes a combination of
insurance and self insurance for a number of risks including workers’
compensation, general liability, automobile liability and employee related
health care benefits (a portion of which is paid by its employees). Liabilities
associated with the risks that the Company retains are estimated by considering
historical claims experience, demographic factors, severity factors and other
actuarial assumptions. Although the
Company’s claims experience has not displayed substantial volatility in the
past, actual experience could materially vary from its historical experience in
the future. Factors that affect these
estimates include but are not limited to: inflation, the number and severity of
claims and regulatory changes. In the
future, if the Company concludes an adjustment to self insurance accruals is
required, the liability will be adjusted accordingly.
This excerpt taken from the BBBY 10-Q filed Jan 4, 2007. Self
Insurance: The Company
utilizes a combination of insurance and self insurance for a number of risks
including workers’ compensation, general liability, automobile liability and
employee related health care benefits (a portion of which is paid by its
employees). Liabilities associated with the risks that the Company retains are
estimated by considering historical claims experience, demographic factors,
severity factors and other actuarial assumptions. Although the Company’s claims experience has
not displayed substantial volatility in the past, actual experience could
materially vary from its historical experience in the future. Factors that affect these estimated
liabilities include but are not limited to: inflation, the number and severity
of claims and regulatory changes. In the
future, if the Company concludes an adjustment to self insurance accruals is
required, the liability will be adjusted accordingly.
This excerpt taken from the BBBY 10-Q filed Oct 10, 2006. Self
Insurance: The Company
utilizes a combination of insurance and self insurance for a number of risks
including workers’ compensation, general liability, automobile liability and
employee related health care benefits (a portion of which is paid by its employees).
Liabilities associated with the risks
21 that the Company retains are estimated by considering historical claims experience, demographic factors, severity factors and other actuarial assumptions. Although the Company’s claims experience has not displayed substantial volatility in the past, actual experience could materially vary from its historical experience in the future. Factors that affect these estimated liabilities include but are not limited to: inflation, the number and severity of claims and regulatory changes. In the future, if the Company concludes an adjustment to self insurance accruals is required, the liability will be adjusted accordingly. This excerpt taken from the BBBY 10-Q filed Jul 6, 2006. Self
Insurance: The Company
utilizes a combination of insurance and self insurance for a number of risks
including workers’ compensation, general liability, automobile liability and
employee related health care benefits (a portion of which is paid by its
employees). Liabilities associated with the risks that the Company retains are
estimated by considering historical claims experience, demographic factors,
severity factors and other actuarial assumptions. Although the Company’s claims
experience has not displayed substantial volatility in the past, actual
experience could materially vary from its historical experience in the future. Factors
that affect these estimates include but are not limited to: inflation, the
number and severity of claims and regulatory changes. In the future, if the
Company concludes an adjustment to self insurance accruals is required, the
liability will be adjusted accordingly.
This excerpt taken from the BBBY 10-K filed May 12, 2006. Self Insurance: The
Company utilizes a combination of insurance and self insurance for a number of
risks including workers’ compensation, general liability, automobile liability
and employee related health care benefits (a portion of which is paid by its
employees). Liabilities associated with the risks that the Company retains are
estimated by considering historical claims experience, demographic factors,
severity factors and other actuarial assumptions. Although the Company’s claims
experience has not displayed substantial volatility in the past, actual
experience could materially vary from its historical experience in the future. Factors
that affect these estimates include but are not limited to: inflation, the
number and severity of claims and regulatory changes. In the future, if the
Company concludes an adjustment to self insurance accruals is required, the
liability will be adjusted accordingly.
21
This excerpt taken from the BBBY 10-Q filed Jan 5, 2006. Self Insurance: The Company utilizes a combination of
insurance and self insurance for a number of risks including workers
compensation, general liability, automobile liability and employee related
health care benefits (a portion of which is paid by its employees). Liabilities
associated with the risks that the Company retains are estimated by considering
historical claims experience, demographic factors, severity factors and other
actuarial assumptions. Although the
Company’s claims experience has not displayed substantial volatility in the
past, actual experience could
19
materially vary from its historical experience in the future. Factors that affect these estimates include but are not limited to: inflation, the number and severity of claims and regulatory changes. In the future, if the Company concludes an adjustment to self insurance accruals is required, the liability will be adjusted accordingly.
This excerpt taken from the BBBY 10-Q filed Oct 5, 2005. Self Insurance: The Company utilizes a combination of
insurance and self insurance for a number of risks including workers
compensation, general liability, automobile liability and employee related
health care benefits (a portion of which is paid by its employees). Liabilities
associated with the risks that the Company retains are estimated by considering
historical claims experience, demographic factors, severity factors and other
actuarial assumptions. Although the
Company’s claims experience has not displayed substantial volatility in the
past, actual experience could materially vary from its historical experience in
the future. Factors that affect these
estimates include but are not limited to: inflation, the number and severity of
claims and regulatory changes. In the
future, if the Company concludes an adjustment to self insurance accruals is
required, the liability will be adjusted accordingly.
This excerpt taken from the BBBY 10-Q filed Jul 6, 2005. Self Insurance: The Company utilizes a combination of
insurance and self insurance for a number of risks including workers
compensation, general liability, automobile liability and employee related
health care benefits (a portion of which is paid by its employees). Liabilities
associated with the risks that the Company retains are estimated by considering
historical claims experience, demographic factors, severity factors and other
actuarial assumptions. Although the
Company’s claims experience has not displayed substantial volatility in the
past, actual experience could materially vary from its historical experience in
the future. Factors that affect these
estimates include but are not limited to: inflation, the number and severity of
claims and regulatory changes. In the
future, if the Company concludes an adjustment to self insurance accruals is
required, the liability will be adjusted accordingly.
This excerpt taken from the BBBY 10-K filed May 12, 2005. Self Insurance: The Company utilizes a combination of insurance and
self insurance for a number of risks including workers compensation, general
liability, automobile liability and employee related health care benefits (a
portion of which is paid by its employees). Liabilities associated with the
risks that the Company retains are estimated by considering historical claims
experience, demographic factors, severity factors and other actuarial
assumptions. Although the Company’s
claims experience has not displayed substantial volatility in the past, actual
experience could materially vary from its historical experience in the
future. Factors that affect these
estimates include but are not limited to: inflation, the number and severity of
claims and regulatory changes. In the
future, if the Company concludes an adjustment to self insurance accruals is required,
the liability will be adjusted accordingly.
This excerpt taken from the BBBY 10-Q filed Jan 12, 2005. Self
Insurance: The Company
utilizes a combination of insurance and self insurance for a number of risks
including workers compensation, general liability, automobile liability and
employee related health care benefits (a portion of which is paid by our
employees). Liabilities associated with the risks that we retain are estimated
by considering historical claims experience, demographic factors, severity
factors and other actuarial assumptions.
Although the Company’s claims experience has not displayed substantial
volatility in the past, actual experience could materially vary from our
historical experience in the future.
Factors that affect these estimates include but are not limited to:
inflation, the number and severity of claims and regulatory changes. In the future, if the Company concludes an
adjustment to self insurance accruals are required, the
liability will be adjusted accordingly.
This excerpt taken from the BBBY 10-Q filed Jan 4, 2005. Self
Insurance: The Company
utilizes a combination of insurance and self insurance for a number of risks
including workers compensation, general liability, automobile liability and
employee related health care benefits (a portion of which is paid by our
employees). Liabilities associated with the risks that we retain are estimated
by considering historical claims experience, demographic factors, severity
factors and other actuarial assumptions.
Although the Company’s claims experience has not displayed substantial
volatility in the past, actual experience could materially vary from our
historical experience in the future.
Factors that affect these estimates include but are not limited to:
inflation, the number and severity of claims and regulatory changes. In the future, if the Company concludes an
adjustment to self insurance accruals are required, the liability will be
adjusted accordingly.
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