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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Net Interest Income | 40.4M | 51.6M | 60.2M | 63.9M | 75.7M | |||
| Net Interest Margin | 3.4% | 3.3% | 3.2% | 3.3% | 3.4% | |||
| Provision for Loan Losses | 1.56M | 1.31M | 7.86M | 4.30M | 4.58M | |||
| Commercial Real Estate Loans | 0 | 0 | 0 | 0 | 805M | |||
| Commercial Loans | 411M | 569M | 757M | 908M | 179M | |||
| Construction Loans | 0 | 0 | 0 | 0 | 164M | |||
| Consumer Loans | 182M | 301M | 343M | 379M | 346M | |||
| Deposits | 846M | 1.37B | 1.52B | 1.82B | 1.83B | |||
| Mortgage-Backed Securities (MBS) | 0 | 265M | 88.7M | 107M | 178M | |||
| Net Charge Offs to Avg Loans | 0.2% | 0.1% | 0.1% | 0.3% | 0.2% | |||
| Net Loans | 819M | 1.41B | 1.68B | 1.92B | 1.98B | |||
| Residential Loans | 235M | 550M | 599M | 657M | 677M | |||
| Securities | 414M | 420M | 234M | 258M | 342M | |||
| Tier 1 Capital Ratio | 0% | 10.2% | 9.1% | 9.3% | 9.3% | |||
| Nonperforming Assets to Total Assets | 0.1% | 0.1% | 0.4% | 0.5% | 0.5% | |||
| Nonperforming Loans to Total Loans | 0.1% | 0.1% | 0.5% | 0.5% | 0.6% | |||
| Revenue - US | 0 | 0 | 0 | 0 | 107M | |||
| Total Revenues | 68.8M | 103M | 130M | 158M | 165M | |||
| ROA | 2.5% | 2.7% | 3.3% | 3.5% | 3.1% | |||
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