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BofI Holding (BOFI)
SUMMARY
BULLS
BEARS
TOPICS
DATA CENTRAL
STOCK CHART
SEC FILINGS
BALANCE
INCOME
CASH FLOW
Topic Listing for BofI Holding
Access Adequate Funding Cannot Assured
Accounting Changes Error Corrections
Accounting Stock Issued Employees
Accounting Stock-based Compensation
Actions Commercial Soundness Other Financial Institutions Affect Ability
Activities Restrictions
Activities Subsidiaries
Additional Duties Responsibilities
Administration
Advances Federal Home Loan Bank
Advances Fhlb
Affiliate Transactions
Aggregate Option Exercises Last Year-end Values
Agreement Certain Directors Exchange Fair Value Options Restricted
Allowance Loan Losses
Allowance Loan Losses Not Sufficient Cover Actual Earnings
Amend 2004 Stock Incentive Plan
Amendment
Amendment Employment Agreement
Amendments Articles Incorporation Bylaws Change
Andrew Micheletti
Announces Record Earnings
Annual Incentive Bonus
Annual Meeting Shareholders
Annual Performance Evaluation
Annual Report Shareholders
Annual Shareholders Meeting
Appointment Director
Ased Compensation
Asset Quality Credit Risk
Assets Deposits Over 2005
Ate Ssuance
Atm Cards Visa Check
Attracting Retaining Executives Other Key Employees
Audit Committee
Audit Fees
Audit-related Fees
Authenticated Session Integrity
Available Sale
Background Purpose
Balance Sheet Analysis
Balance Sheet Summary
Banking Services
Banks Credit Quality Highlights
Base Salary
Basis Presentation
Basis Presentation Consolidation
Basis Risk
Beneficial Ownership Reporting Compliance
Best Quarterly Earnings Net Interest Margin
Board Composition
Board Directors Composition Independence
Board Meetings Attendance
Board Nominees
Board Nominees 2007
Board Nominees 2008
Board Nominees 2009
Board Vote Proxy
Bofi Holding Inc
Bofi Holding Inc Bank Internet Usa
Bofi Holding Inc Certification Chief Executive Officer
Bofi Holding Inc Index Consolidated Financial Statements
Bofi Holding Inc Reports Private Sale Purchase Stock
Bofi Holding Inc Subsidiary
Bofi Holding Names Gregory Garrabrants Ceo
Business
Camping World
Capital Distribution Limitations
Capital Resources Requirements
Cash Compensation
Cash Equivalents
Cautionary Statement Purposes Safe Harbor Provisions Private Securities
Ceo Compensation
Ceo Present Bofi Annual Shareholders Meeting Today
Ceo Sees Higher Results Preferred Offering Add Growing
Certain Relationships Related Transactions
Certain Relationships Related Transactions Director Independence
Certain Transactions
Certification Chief Executive Officer
Certification Chief Financial Officer
Certification Pursuant
Certification Pursuant Usc 1350 Adopted 906 Sarbanes-oxley Act
Change Control
Change-in-control
Changes Capital Structure
Changes Economic Conditions Particularly Further Slowdown California Hurt
Changes Interest Rates Adversely Affect Income
Changes Internal Control Over Financial Reporting
Changes Internal Control Over Financial Reporting Been Controls
Chief Executive Restricted Stock Unit Grant
Code Business Conduct
Commitments Contingencies
Committee Membership
Committees Board Directors
Communications Board
Community Reinvestment Act Fair Lending Laws
Comparison Financial Condition 2005 2004
Comparison Financial Condition 2006 2005
Comparison Financial Condition 2007 2006
Comparison Financial Condition 2008 2007
Comparison Financial Condition 2009 2008
Compensation Committee
Compensation Committee Interlocks Insider Participation
Compensation Non-employee Directors
Compensation Policies Objectives
Competition
Completion Preferred Stock Offering
Components Direct Compensation
Condensed Balance Sheets
Conference Call
Connie Paulus
Consent Independent Registered Public Accounting Firm
Consumer Lending 2007
Contact
Contractual Obligations Commitments
Controls Procedures
Convertible Preferred Stock
Core Banking Systems
Corporate Governance Principles
Corporate Transactions
Credit-related Financial Instruments
Critical Accounting Policies
Current Directors Term Expires 2008 Not Running Re-election
Current Directors Terms Expire After 2007
Current Directors Terms Expire After 2008
Current Directors Terms Expire After 2009
Current Levels Market Volatility Unprecedented
Death Disability
Declaration Penalty Perjury
Declines Value Securities Negatively Affect Earnings
Declining Real Estate Values Particularly California Reduce Value
Deferred Compensation
Deferred Compensation Plan
Deferred Compensation Plans
Deferred Loan Fees Costs
Departure Directors Certain Officers Election Appointment Compensatory
Depend Third-party Service Providers Core Banking Technology Interruptions
Deposit Growth Drives Total Assets Above
Deposit Marketing
Deposit Products
Deposits
Derivative Hedging Activities
Digitlord Tenant Therefore Agree Follows
Diluted Earnings Per Share Deposits Compared 4th 2006
Diluted Earnings Per Share Double New Capital Added
Diluted Eps 1727
Diluted Eps Net Interest Margin Over 2nd
Direct Loan Origination
Director Access Management Necessary Appropriate Independent Advisors
Director Compensation
Director Independence
Director Nominating Process
Director Qualifications
Director Restricted Stock Unit Grants
Directors Executive Officers Corporate Governance
Directors Executive Officers Registrant
Dividend Equivalent Rights
Dividends
Dollars
Dollars Except Per Share Data
Dollars Except Share Data
Domain Name Purchase Agreement
Duties Responsibilities
Earnings Per Share
Earnings Summary
Eighth Consecutive Increased Net Income
Elect Seek Additional Capital Not Available Needed Limit
Election Directors
Electronic Statements
Elements Compensation Program
Eligibility
Employee Stock Purchase Plan
Employees
Employment Agreements
Employment Agreements Employee Benefit Plans
Encrypted Transactions
Entry Material Definitive Agreement
Equity Compensation
Equity Compensation Plan Information
Equity Method Accounting Investments Common Stock
Estimates
Esting
Estricted Tock Nit Greement Xecutive Oard Ember
Evaluation Disclosure Controls Procedures
Evans Employment Agreement Amendment
Exact Name Registrant Specified Charter
Exchange Date Notice
Executive Compensation
Exercised Options Vested Restricted Stock 2007
Exercised Options Vested Restricted Stock 2008
Exercised Options Vested Restricted Stock 2009
Exhibits
Explanatory
Exposed Risk Environmental Liability Respect Properties Take Title
Face Strong Competition Customers Not Succeed Implementing Business
Fair Value Financial Instruments
Fair Value Measurement
Fas 123r Significant Factors Assumptions
Federal Home Loan Bank Advances
Federal Home Loan Bank System
Federal Income Tax Consequences
Federal Reserve Discount Window Borrowings
Federal Reserve System
Fhlb Advances
Financial Statement Disclosure Matters
Financial Statements Exhibits
Financial Statements Pro Forma Information Exhibits
Financial Statements Proforma Information Exhibits
Financial Statements Supplemental Data
Following Financial Statements Filed Part Report Beginning Page
Form 10-k
Form 10-q
Former Name Address Changed Since Last Report
Forward Looking Statements
Forward-looking Statements
Frequently Purchase Loans Bulk Pools Experience Lower Yields
Furniture Equipment Software
Garrabrants Employment Agreement
Gary Lewis Evans
General
Gordon Witter
Governments Monetary Policies Changes Those Major Effect Operating
Grants Plan-based Awards 2007
Grants Plan-based Awards 2008
Grants Plan-based Awards 2009
Gregory Garrabrants
Held Maturity
Highlights
Holding Inc Announces Appointment Gregory Garrabrants Director
Holding Inc Bank Internet Usa
Immediate Release
Impaired Loans
Inability Manage Growth Harm Business
Income Tax Expense
Income Taxes
Independent Public Accountants
Index Consolidated Financial Statements
Index Exhibits
Information Release 2006 Undertakes Duty Update Forward-looking Statement
Information Release 2007 Undertakes Duty Update Forward-looking Statement
Insurance Deposit Accounts
Intellectual Property Proprietary Rights
Interest Expense
Interest Income
Interest Income Loans
Interest Rate Risk
Interlocks
Internet Crm Systems
Introduction
Introduction Overview Process
Investment Securities
Investment Securities Available-for-sale
Investment Securities Held Maturity
Iscellaneous
Issuer Purchases Equity Securities
Ithholding Bligations
Jerry Englert
John Gary Burke
Junior Subordinated Debentures
Junior Subordinated Debentures Payable
Lag Repricing Risk
Legal Contingencies
Legal Proceedings
Legal Proceedings Involving Directors Executive Officers
Lending Initiatives
Lending Limits
Limitations
Limited Operating History Makes Future Prospects Financial Performance
Liquidity
Liquidity Standard
Loan Marketing
Loan Originations
Loan Portfolio Credit Quality Remains Strong
Loan Products
Loan Purchases
Loan Servicing
Loan Underwriting Process Criteria
Loans
Loans Held Investment Sale
Loans Held Sale
Loans-to-one-borrower Limitations
Long-term Equity Incentive Compensation
Maintaining Adequate Funding
Managements Report Internal Control Over Financial Reporting
Market Registrants Common Equity Related Stockholder Matters Issuer
Material Modification Rights Security Holders
Matters Regarding Oversight Compliance Responsibilities
Matters Regarding Oversight Independent Auditor
Matters Regarding Oversight Internal Audit Function
Meaning Other-than-temporary Impairment Application Certain Investments
Meeting Stockholders
Members Compensation Committee
Michael Berengolts
Michael Chipman
Minimum Regulatory Capital Requirements
Minutes
Miscellaneous
Monitoring
Mortgage Consumer Loans Particularly Recreational Vehicle Home Equity
Mortgage-backed Securities Portfolio
Multifamily Loan Website
Multifamily Loans
Multifamily Residential Commercial Real Estate Loans Held Investment
Name Person Filing Proxy Statement Other Registrant
Nationwide Consumer Loan Originations
Natural Disaster Recurring Energy Shortage Especially California Harm
Net Income Diluted Eps 125 Over 2005
Net Income Increases 862000 Over 2006
Net Interest Income
Net Settlement Restricted Stock Awards
New Accounting Pronouncements
New Plan Benefits
Nine-month Net Income 192 Loans 401 Over 2005
Nominating Committee
Nominees
Nominees Election 2005 Annual Meeting
Non-employee Director Restricted Stock Unit Grants Board Retainer
Non-interest Expense
Non-interest Income
Noninterest Income
Nonperforming Assets
Nonqualified Deferred Compensation Plan
Nonstatutory Stock Options
Not Applicable
Notice Shareholders Bofi Holding Inc
Number 000-51201
Objectives Compensation Programs
Off-balance-sheet Activities
One-time Deferred Compensation
Online Bill Payment Service
Online Check Imaging
Online Retail Loan Origination
Online Wholesale Loan Origination
Operating Leases
Option Awards Fas 123r Valuation
Option Grants 2005
Option Grants 2006
Other Events
Other Governance Matters
Other Information
Other Matters
Other Stock Awards
Overdraft Protection
Overview
Parent-only Condensed Financial Information
Part
Part Ii-other Information
Paul Grinberg
Payable
Performance-based Awards
Physical Security
Plan
Plan Amendments
Please Detach Here
Portions Indicated Subject Confidential Treatment Request Been Omitted
Potential Payments Termination Change Control
Power Attorney
Premiums Discounts Loans Purchased
Prepayment Risk
Principal Accounting Fees Services
Principal Holders Common Stock
Proceeds Registered Securities
Properties
Proposal
Prospective Impact Proposed Legislation
Provision Income Taxes
Provision Loan Losses
Purposes Authority Funding
Qualified Thrift Lender Test
Quantitative Qualitative Disclosures Market Risk
Quorum Requirement
Recent Accounting Pronouncements
Recent Legislative Regulatory Initiatives Address Difficult Market Economic
Recent Negative Developments Financial Institutions Industry Credit Markets
Recent Sales Unregistered Securities Other Matters
Recitals
Reclassifications
Recognize Other-than-temporary Impairment Securities Held Available-for-sale Held-to-maturity Portfolios
Record Earnings Growth Before One-time Fannie Mae Charge
Registrants Business Operations
Registrants Telephone Number Area Code
Registrants Telephone Number Including Area Code 858 350-6200
Regularly Scheduled Executive Sessions Without Management
Regulation
Regulation Bofi Holding Inc
Regulation Disclosure
Regulatory Capital Requirements Prompt Corrective Action
Related Party Transaction Policy Procedures
Related Party Transactions
Rent Leased Domain Space
Report Audit Committee
Report Compensation Committee
Report Independent Registered Public Accounting Firm
Reporting Compliance
Reports Increase Net Interest Margin Book Value
Representations Warranties
Representations Warranties Investor
Repurchase Program
Required Vote Board Directors Recommendation
Resignation Chairman Election New Vice Effective 2009
Resignation Nominating Committee Chairman Election New
Responsibilities Directors
Restricted Stock Awards
Restricted Stock Unit Awards
Restricted Stock Units
Results New High Quarterly Earnings Eps
Results Operations
Results Operations Comparison 2006 2005
Results Operations Comparison 2007 2006
Results Operations Comparison 2008 2007
Results Operations Comparison 2009 2008
Results Operations Vary Result Methods Estimates Judgments Applying
Review Compensation
Revoke Proxy
Rising Interest Rate Environment Institution Negative Sensitivity Gap
Risk Factors
Risks Systems Failure Security Including Hacking Identity Theft
Robert Eprile
Role Board Directors
Safe Harbor Statement
Salary Annual Incentive Compensation
Sale Unregistered Securities
Sample
Sarbanes-oxley Act 2002
Savings Loan Investment Management
Secure Log-on
Securities Available Sale
Securities Exchange Washington 20549
Securities Registered Exchange Act
Securities Sold Agreements Repurchase
Securities Trading
Security
Security Ownership Certain Beneficial Owners Management Related Stockholder
Selected Financial Data
Service Continuity
Setting Compensation Levels
Shared Vision Growing Needs Lifestyle Leads Companies Form
Shareholder Proposals
Shareholder Proposals 2008 Annual Meeting
Shareholder Proposals 2009 Annual Meeting
Shareholder Proposals 2010 Annual Meeting
Shares Available Awards
Signature
Signatures
Significant Accounting Policies
Single Family Loan Website
Single Family Loans
Solicitation
Statements Income
Stock Appreciation Rights
Stock Incentive Plan
Stock Options
Stock Options Restricted
Stock Performance
Stock Repurchases
Stock-based Compensation
Stock-based Compensation Determines Expense Using Fair Value Method
Stockholders Equity
Structure Meetings
Subject Changing Government Laws Regulations Adversely Affect Operations
Submission Matters Vote Security Holders
Subscription
Subscription Agreement Instructions
Success Depends Large Part Continuing Efforts Few Individuals
Summary Compensation Table
Systems Architecture
Table Contents
Tax Fees
Tax Gross-up
Technology
Ted Allrich 650 494-3885 Tedallrichaolcom Subscription Agreement
Termination Cause Named Executive Reason
Termination Employment
Terms Expiring 2005 Annual Meeting
Terms Expiring 2006 Annual Meeting
Terms Expiring 2007 Annual Meeting
Terms Expiring 2008 Annual Meeting
Theodore Allrich
Thomas Pancheri
Time Deposits Financial Institutions
Tock Ncentive Lan Mended
Transactions Directors
Turbotax
Understandings Acknowledgements Agreements
Unregistered Sales Equity Securities
Unregistered Sales Equity Securities Proceeds
Vote
Vote Important Please Soon Possible Completing Signing Dating
Vote Required
Vote Required Recommendation Board Directors
Vote Shares Held Brokers Banks Other Nominees
Votes
Votes Required Elect Directors
Voting Person Annual Meeting
Voting Proxy
Voting Shares Held Brokers Banks Other Nominees
What Vote Required Take Action
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