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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 77.3M | 112M | 136M | 150M | 145M | |||
| ROA | 2.4% | 3.1% | 3.6% | 3.8% | 3.3% | |||
| Net Interest Income | 51.0M | 68.0M | 70.2M | 72.1M | 74.7M | |||
| Net Interest Margin | 3.2% | 3.2% | 3.1% | 3.2% | 3.1% | |||
| Provision for Loan Losses | 2.60M | 2.48M | 2.55M | 6.88M | 11.3M | |||
| Commercial Real Estate Loans | 632M | 757M | 705M | 712M | 475M | |||
| Commercial Loans | 129M | 128M | 255M | 320M | 330M | |||
| Construction Loans | 35.2M | 36.0M | 37.6M | 26.8M | 37.2M | |||
| Consumer Loans | 385M | 505M | 580M | 633M | 597M | |||
| Deposits | 774M | 1.17B | 1.29B | 1.32B | 1.35B | |||
| Mortgage-Backed Securities (MBS) | 0 | 48.7M | 39.3M | 47.1M | 178M | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0% | 0.4% | |||
| Net Loans | 1.27B | 1.64B | 1.79B | 1.89B | 2.08B | |||
| Residential Loans | 136M | 287M | 287M | 296M | 701M | |||
| Securities | 262M | 375M | 335M | 284M | 292M | |||
| Tier 1 Capital Ratio | 0% | 25.5% | 23.6% | 21.5% | 16.5% | |||
| Nonperforming Assets to Total Assets | 0% | 0% | 0.1% | 0.2% | 0.3% | |||
| Nonperforming Loans to Total Loans | 0% | 0% | 0.1% | 0.1% | 1.3% | |||
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