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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
30-SEP 2004 |
30-SEP 2005 |
30-SEP 2006 |
30-SEP 2007 |
30-SEP 2008 |
||
| Total Revenues | 17.5M | 19.5M | 24.4M | 30.9M | 32.3M | |||
| ROA | 0% | 2.7% | 3.2% | 3.6% | 3.6% | |||
| Net Interest Income | 11.4M | 12.4M | 14.7M | 17.0M | 18.0M | |||
| Net Interest Margin | 3.9% | 4% | 4.2% | 4.4% | 4.4% | |||
| Provision for Loan Losses | 72K | 402K | 436K | 49K | 399K | |||
| Commercial Real Estate Loans | 90.4M | 118M | 118M | 139M | 103M | |||
| Construction Loans | 16.4M | 23.9M | 21.1M | 13.7M | 13.8M | |||
| Consumer Loans | 294K | 398K | 551K | 970K | 909K | |||
| Deposits | 257M | 252M | 271M | 287M | 342M | |||
| Mortgage-Backed Securities (MBS) | 0 | 96.0M | 87.0M | 73.4M | 78.1M | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0% | 0.6% | |||
| Net Loans | 163M | 195M | 194M | 225M | 239M | |||
| Residential Loans | 57.1M | 54.8M | 56.7M | 74.1M | 114M | |||
| Securities | 121M | 104M | 91.4M | 78.0M | 81.7M | |||
| Tier 1 Capital Ratio | 21.9% | 27.6% | 21.4% | 24.9% | 20.2% | |||
| Nonperforming Assets to Total Assets | 0% | 1% | 0.1% | 0.2% | 0.4% | |||
| Nonperforming Loans to Total Loans | 0% | 1.7% | 0.1% | 0.2% | 0.5% | |||
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