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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 51.2M | 56.2M | 64.3M | 76.0M | 79.4M | |||
| Commercial Real Estate Loans | 137M | 163M | 198M | 225M | 250M | |||
| Commercial Loans | 187M | 170M | 175M | 214M | 236M | |||
| Construction Loans | 36.9M | 45.5M | 74.8M | 66.9M | 58.4M | |||
| Consumer Loans | 10.3M | 9.44M | 9.16M | 7.99M | 8.52M | |||
| Mortgage-Backed Securities (MBS) | 0 | 2.03M | 11.7M | 17.2M | 79.7M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0.1% | 0% | 0.1% | 0% | |||
| Net Loans | 549M | 588M | 673M | 795M | 903M | |||
| Residential Loans | 75.1M | 99.6M | 104M | 121M | 133M | |||
| Total Risk-Based Capital Ratio | 11.1% | 11.5% | 11.6% | 10.7% | 11.3% | |||
| Net Interest Income | 26.8M | 31.3M | 33.3M | 34.2M | 37.1M | |||
| Deposits | 601M | 636M | 714M | 850M | 869M | |||
| Provision for Loan Losses | 900K | 762K | 832K | 891K | 5.60M | |||
| Securities | 35.4M | 35.0M | 62.0M | 95.2M | 108M | |||
| Net Interest Margin | 4.6% | 5.1% | 4.9% | 4.4% | 3.8% | |||
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