This excerpt taken from the BCR 10-K filed Feb 26, 2009.
Current economic instability could adversely affect our operations.
Financial markets and the economies in the United States and internationally have experienced extreme disruption and volatility and conditions could worsen. This has resulted in severely diminished liquidity and credit availability in the market, which could impair our ability to access capital or adversely affect our operations. The economic downturn may also, among other things:
Any of these conditions could have a material adverse effect on our business, financial position, liquidity and results of operations.