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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Net Interest Income | 30.1M | 29.9M | 32.9M | 34.1M | 34.9M | |||
| Deposits | 863M | 829M | 907M | 863M | 824M | |||
| Provision for Loan Losses | 8.88M | 1.58M | 1.31M | 2.33M | 26.3M | |||
| Securities | 202M | 219M | 299M | 225M | 251M | |||
| Net Interest Margin | 2.1% | 2.5% | 2.7% | 3% | 3.3% | |||
| Commercial Real Estate Loans | 396M | 382M | 339M | 328M | 348M | |||
| Commercial Loans | 58.7M | 62.0M | 35.7M | 60.4M | 64.0M | |||
| Construction Loans | 145M | 137M | 129M | 129M | 70.8M | |||
| Consumer Loans | 110M | 102M | 74.0M | 0 | 0 | |||
| Mortgage-Backed Securities (MBS) | 56.0M | 29.5M | 20.0M | 12.6M | 10.9M | |||
| Net Charge Offs to Avg Loans | 0.6% | 0.2% | 0.4% | 0.7% | 2.5% | |||
| Net Loans | 988M | 917M | 802M | 793M | 750M | |||
| Residential Loans | 278M | 225M | 225M | 213M | 204M | |||
| Total Risk-Based Capital Ratio | 12.2% | 13.6% | 14.1% | 13.9% | 0% | |||
| Revenue - US | 0 | 0 | 0 | 0 | 40.5M | |||
| Total Revenues | 80.6M | 80.9M | 86.1M | 83.8M | 69.5M | |||
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