| |||||||||

Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 43.1M | 49.2M | 57.3M | 63.0M | 63.6M | |||
| Net Interest Income | 24.3M | 25.7M | 28.0M | 31.0M | 36.6M | |||
| Deposits | 597M | 619M | 631M | 659M | 815M | |||
| Provision for Loan Losses | 800K | 783K | 1.37M | 1.51M | 3.79M | |||
| Securities | 164M | 162M | 157M | 163M | 237M | |||
| Net Interest Margin | 0% | 4% | 4.2% | 4.3% | 4.3% | |||
| Commercial Real Estate Loans | 116M | 135M | 143M | 161M | 179M | |||
| Commercial Loans | 303M | 329M | 358M | 379M | 228M | |||
| Consumer Loans | 29.6M | 28.5M | 29.5M | 47.6M | 58.7M | |||
| Mortgage-Backed Securities (MBS) | 40.7M | 39.4M | 43.6M | 55.9M | 105M | |||
| Net Charge Offs to Avg Loans | 0.2% | 0.2% | 0.2% | 0.1% | 0.3% | |||
| Net Loans | 482M | 511M | 547M | 600M | 672M | |||
| Residential Loans | 150M | 153M | 160M | 176M | 210M | |||
| Total Risk-Based Capital Ratio | 12.8% | 12.8% | 12.8% | 12.9% | 11.1% | |||
| ||||||