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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 232M | 276M | 350M | 373M | 367M | |||
| Net Interest Income | 151M | 169M | 169M | 161M | 194M | |||
| Deposits | 2.88B | 3.42B | 3.41B | 3.36B | 3.51B | |||
| Provision for Loan Losses | 0 | 0 | 3.00M | 4.00M | 26.6M | |||
| Securities | 2.09B | 2.37B | 2.58B | 2.39B | 2.49B | |||
| Net Interest Margin | 4% | 3.9% | 3.3% | 3% | 3.4% | |||
| Commercial Real Estate Loans | 1.06B | 1.36B | 1.64B | 1.81B | 1.95B | |||
| Commercial Loans | 285M | 223M | 264M | 365M | 371M | |||
| Construction Loans | 236M | 270M | 299M | 308M | 352M | |||
| Consumer Loans | 51.2M | 59.8M | 54.1M | 59.0M | 66.3M | |||
| Mortgage-Backed Securities (MBS) | 1.36B | 1.18B | 1.08B | 1.02B | 1.18B | |||
| Net Charge Offs to Avg Loans | -0.1% | 0% | -0.1% | 0% | 0.2% | |||
| Net Loans | 2.12B | 2.64B | 3.04B | 3.46B | 3.68B | |||
| Total Risk-Based Capital Ratio | 13.4% | 12% | 13% | 11.9% | 15.5% | |||
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