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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 66.7M | 63.7M | 67.7M | 71.2M | 60.5M | |||
| ROA | 2.4% | 3.3% | 3.6% | 4% | 1.5% | |||
| Net Interest Income | 25.4M | 30.5M | 29.9M | 28.9M | 25.8M | |||
| Net Interest Margin | 0% | 3% | 3% | 3% | 2.8% | |||
| Provision for Loan Losses | 1.62M | 1.48M | 1.44M | 1.50M | 14.8M | |||
| Commercial Real Estate Loans | 105M | 95.4M | 100M | 126M | 129M | |||
| Construction Loans | 50.6M | 74.6M | 42.7M | 45.7M | 31.1M | |||
| Consumer Loans | 84.5M | 94.5M | 91.9M | 89.4M | 83.4M | |||
| Deposits | 668M | 660M | 685M | 692M | 724M | |||
| Mortgage-Backed Securities (MBS) | 0 | 64.9M | 54.2M | 53.0M | 0 | |||
| Net Charge Offs to Avg Loans | -0.2% | -0.1% | -0.2% | -0.3% | 0% | |||
| Net Loans | 830M | 842M | 822M | 815M | 759M | |||
| Residential Loans | 594M | 582M | 591M | 557M | 528M | |||
| Securities | 108M | 114M | 111M | 91.7M | 98.8M | |||
| Tier 1 Capital Ratio | 0% | 11.5% | 11.5% | 11.5% | 11.3% | |||
| Nonperforming Loans to Total Loans | 1.2% | 1.6% | 2.2% | 3.1% | 7.1% | |||
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