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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 84.8M | 99.8M | 119M | 120M | 129M | |||
| Net Interest Income | 49.0M | 55.0M | 54.2M | 49.9M | 70.2M | |||
| Deposits | 1.01B | 1.16B | 1.19B | 1.12B | 1.49B | |||
| Provision for Loan Losses | -685K | 1.26M | 2.21M | 100K | 4.40M | |||
| Securities | 322M | 351M | 410M | 423M | 670M | |||
| Net Interest Margin | 3.8% | 3.7% | 3.4% | 3.1% | 3.4% | |||
| Commercial Real Estate Loans | 0 | 0 | 0 | 0 | 400M | |||
| Commercial Loans | 569M | 601M | 581M | 519M | 214M | |||
| Consumer Loans | 169M | 190M | 199M | 204M | 266M | |||
| Mortgage-Backed Securities (MBS) | 222M | 265M | 318M | 317M | 525M | |||
| Net Charge Offs to Avg Loans | 0% | 0.1% | 0.1% | 0.1% | 0.3% | |||
| Net Loans | 1.06B | 1.17B | 1.20B | 1.13B | 1.50B | |||
| Residential Loans | 322M | 375M | 413M | 411M | 621M | |||
| Total Risk-Based Capital Ratio | 12.5% | 11.9% | 12.7% | 14% | 12.3% | |||
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