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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 49.3M | 57.5M | 96.3M | 103M | 96.1M | |||
| Net Interest Income | 26.1M | 29.7M | 46.2M | 44.1M | 42.6M | |||
| Deposits | 655M | 698M | 1.06B | 1.10B | 1.32B | |||
| Provision for Loan Losses | 1.04M | -396K | 531K | 3.61M | 3.88M | |||
| Securities | 161M | 162M | 239M | 259M | 278M | |||
| Net Interest Margin | 3.3% | 3.6% | 3.9% | 3.5% | 3.1% | |||
| Commercial Loans | 439M | 431M | 594M | 640M | 727M | |||
| Construction Loans | 104M | 132M | 250M | 301M | 366M | |||
| Consumer Loans | 23.7M | 19.0M | 30.8M | 12.9M | 10.2M | |||
| Mortgage-Backed Securities (MBS) | 80.9M | 67.2M | 71.6M | 124M | 188M | |||
| Net Charge Offs to Avg Loans | 0.3% | 0.1% | 0.5% | 0.3% | 0.3% | |||
| Net Loans | 644M | 659M | 995M | 1.08B | 1.25B | |||
| Residential Loans | 26.0M | 21.8M | 50.0M | 60.7M | 58.4M | |||
| Total Risk-Based Capital Ratio | 12.3% | 13.7% | 11.9% | 11.3% | 13.2% | |||
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