Topic Listing for Capital One Financial

Accelerated Vesting Option Grants Acceleration Equity Awards
Accounting Certain Hybrid Financial Instruments Accounting Complaints
Accounting Defined Benefit Pension Other Post-retirement Plans Accounting Derivative Financial Instruments
Accounting Fair Value Measurements Accounting Income Taxes
Accounting Sales Loans Held-for-sale Accounting Servicing Financial Assets
Accounting Stock Based Compensation Accounting Stock-based Compensation
Accounting Uncertainty Income Taxes Accounts Receivable Securitizations
Acquisition North Fork Bancorporation Actual Participation
Additional Information Capital North Fork Transaction Additional Information Transaction
Additional Pay Elements Additional Share Repurchase Information Included Part Management Summary
Additional Terms Conditions Adjustment Awards Occurrence Certain Unusual Nonrecurring Events
Adjustments Authorized Shares Administration
Adoption Fin Adoption New Accounting Standard
Adoption Sfas 158 Advisory Services Agreement
Affirms Earnings Guidance 700 740 Per Share Affirms Earnings Guidance Approximately 500 Per Share 2007
Affirms Eps Guidance 2006 Banking Integration Remains Track Align Executives Interests Those Stockholders
Allowance Loan Lease Losses Allowance Loan Losses
Amendment Amendment Modification Suspension Termination
Amendment Processing Services Agreement Amendment Termination
Amendments Amendments Registrants Code Ethics Waiver Provision
Annex Announce Information Regarding Election Deadline
Annual Award Limits Annual Cash Bonus
Annual Incentive Award Annual Incentive Awards
Annual Incentive Pool Awards Annual Long-term Incentive Awards
Annual Report Form 10-k Apital Inancial Orporation
Appendix Appointment Removal Resignation Guarantee Trustee
Approval 2006 Base Salary Bonus Long Term Incentive Approval 2007 Base Salary Bonus Long Term Incentive
Approval 2008 Base Salary Bonus Long Term Incentive Approval Change Control Employment Agreements
Asset Quality Assets Liabilities Measured Fair Value Nonrecurring Basis
Assets Liabilities Measured Fair Value Recurring Basis Associate Responsibilities
Associate Stock Purchase Plan Attract Retain Motivate Top Executive Talent
Attract Retain Top Executive Talent Attract Retain Top Executive Talent Ensure Ongoing Success
Audit Risk Committee Authority Committee
Auto Finance Highlights Auto Finance Highlights Relative 2006
Auto Finance Segment Auto Finance Segment Outlook
Auto Finance Sub-segment Outlook Award Agreement
Awards Previously Granted Background
Bailar Leaving Pursue Philanthropic Interests Capital Veteran Rob Bank Owned Life Insurance
Banking Banking Segment Outlook
Bankruptcy Bankruptcy Legislation Impacts
Base Salary Basel
Basel Committee Basis Preliminary Pro Forma Presentation
Basis Presentation Beneficial Owners
Beneficiary Designation Benefit
Board Senior Management Oversight Borrowing Capacity
Borrowings Bradford Warner Joins Capital Board Directors
Bridge Loan Agreement Business
Business Combinations Business Description
Business Outlook Business Suffer Unable Attract Retain Motivate Skilled Senior
Business Summary Significant Accounting Policies Capital
Capital Acquire Chevy Chase Bank Capital Adequacy
Capital Affirms 2008 Expectations Capital Announces Cost Restructuring Initiative
Capital Announces Final Results North Fork Stockholders Elections Capital Announces Public Offering Shares Common Stock
Capital Announces Transition Bank Management Team Capital Ceo Enters Pre-arranged Stock Trading Plan
Capital Closes Wholesale Mortgage Unit Capital Expects 2007 Diluted Eps 060
Capital Financial Corporation Capital Financial Corporation Announces Pricing Common Share Offering
Capital Financial Corporation Announces Proposed Common Share Offering Capital Management
Capital Markets Credit Environment Experienced Unprecedented Levels Volatility Capital Ones Gregor Bailar Announces Plans Step Down
Capital Passes Government Stress Test Capital Programs
Capital Reduce Quarterly Dividend 0375 005 Capital Reports Earnings
Capital Reports Earnings Per Share Diluted 100 Capital Reports Earnings Per Share Diluted 121
Capital Reports Earnings Per Share Diluted 147 Capital Reports Net Income 2242 Excluding Impact Tarp
Capital Reports Net Loss 045 Per Common Share Capital Standards
Card Highlights Card Highlights Relative 2006
Card Segment Card Segment Outlook
Card Sub-segment Outlook Carolyn Drexel Evp Head Consumer Private Banking
Cash Equivalents Cash Equivalents Securities
Cash Flow Hedges Cash Flow Hedging Relationships
Cash Flows Cash Flows Related Off Balance Sheet Securitizations
Cash Flows Related Off-balance Sheet Securitizations Cash-based Awards Other Stock-based
Ceo Compensation-all Equity-based Ceo Grant
Certain Businesses Subject Increased Litigation Risks Certain Rights Guarantee Trustee
Certificate Legend Certification Annual Report Form 10-k Capital Financial Corporation
Certification Pursuant 906 Sarbanes-oxley Act 2002 Subsections 1350 Certification Quarterly Report Form 10-q Capital Financial Corporation
Change Capital Structure Change Control
Change Control Agreements Change Versus Prior
Change-in-control Arrangements Changed Since Last Report
Changes Code Conduct Reporting Waivers Charge-offs Delinquencies
Charged-off Loan Portfolio Sale Charged-off Loan Portfolio Sales
Charges Expected 2007 Including Chevy Chase Bank
Chevy Chase Bank Acquisition Chief Executive Officers Compensation Plan
Cleary Gottlieb Steen Hamilton Llp Letterhead Coaf Reorganization
Collateralized Revolving Credit Facilities Collections Amortization
Commercial Banking Highlights Commitments Extend Credit Letters
Commitments Extend Credit Letters Financial Guarantees Committee Discretion
Common Shares Common Stock Par Value 14119470287
Common Stock Par Value 30338145221 Common Stock Par Value 32670240108
Common Stock Plans Community Development Activities
Compared 2004 Compared 2005
Compared 2006 Compared 2007
Compared 2008 Compensation Committee
Compensation Committee Consultant Compensation Committee Interlocks Insider Participation
Compensation Decisions Compensation Decisions 2007
Compensation Decisions 2008 Competition
Competitive Businesses Complex Changing Legislative Regulatory Environment Restrict Lending Other
Compliance Laws Rules Regulations Compliance New Existing Laws Regulations Increase Costs Limit
Compliance Risk Management Comprehensive Income
Comprehensive Income Earnings Per Common Share Condensed Balance Sheets
Condensed Combined Financial Information Confidentiality
Confidentiality Work Product Non-solicitation Employee Agreement Conflict Interest
Conflicting Interests Consent Independent Registered Public Accounting Firm
Consideration Director Nominees Consolidated Statements Cash Flows
Constraint Corporate Action Consumer Banking Highlights
Consumer Loan Securitizations Contents
Continuing Operations Contributions
Controls Procedures Corporate Opportunities
Corporation Consolidated Subsidiaries Corporation Shelf Registration Statement
Counterparty Risk Covenants
Credit Credit Acquired Loan Portfolio
Credit Card Credit Card Fraud Losses
Credit Card Highlights Credit Card Industry Faces Increased Litigation Risks Relating
Credit Default Swaps Credit Performance Line Expectations
Credit Ratings Credit Related Commitments
Credit Risk Credit Risk Management
Credit Risk Related Contingency Features Critical Accounting Estimates
Critical Accounting Policies Cross Reference Table
Cross-reference Table Cumulative Other Comprehensive Income
Current Business Environment Including Economic Downturn Adversely Affect Current Market Developments Adversely Affect Industry Business Results
David Lawson Debt Issuance Fund North Fork Acquisition
Debt Issuances Debt Refinancing
Debt Repurchases Decision Not Award Annual Cash Incentives
Deferrals Defined Contribution Plan
Defined Contribution Plans Delegation
Delinquencies Delivery Title
Departure Directors Certain Officers Election Appointment Compensatory Departure Directors Principal Officers Election Appointment Compensatory
Deposit Liabilities Borrowings Deposits
Deposits Deposit Insurance Derivative Assets
Derivative Financial Instruments Derivative Instruments
Derivative Instruments Hedging Activities Derivative Liabilities
Derivatives Derivatives Cash Flow Hedging Relationships
Derivatives Fair Value Hedging Relationships Derivatives Net Investment Hedging Relationships
Derivatives Not Designated Hedging Instruments Derivatives Not Designated Hedging Instruments Statement 133
Description Details Sub-segments Results Please Refer Financial Supplement
Determination Allowance Loan Lease Losses Determination Participating Associates Portions
Determination Termination Employment Service Diluted Earning Per Share Continuing Operations 170 Increased
Disclosure Controls Procedures Disclosure Information
Disclosures Fair Value Financial Instruments Dividend Equivalents
Dividend Increase Dividend Policy
Dividend Reinvestment Stock Purchase Plan Dividends Transfers Funds
Documents Auditor Influence Documents Incorporated Reference
Dollars Duration Amended Restated 2004 Plan
Duration Options Duration Plan
Earning Performance Units Shares Earnings 228 Per Common Share Continuing Operations
Earnings Conference Call Webcast Information Earnings Per Share
Earnings Per Share Eps Economic Recession Credit Deterioration
Effect Termination Employment Election
Electronic Delivery Future Stockholder Communications Elements Compensation
Eligibility Eligibility Participation
Employee Stock Ownership Plan Employees
Employment Services Encouraging Reporting Illegal Unethical Behavior
Enhanced Trust Preferred Issuance Ensure Compensation Based Appropriate Consideration Short- Long-term Performance
Ensure Total Compensation Emphasizes Balance Short- Long-term Performance Ensure Total Compensation Rewards Performance Over Short- Medium-
Enterprise Risk Management Entrepreneur Grant
Entrepreneurgrant Entry Material Definitive Agreement
Eps Increased Percent Over 2005 Equity
Equity Grant Practices Equity Offering
Establishment Establishment Incentive Pool
Establishment Purpose Duration Evaluation Performance
Events Trigger Severance Benefits Evidence Compliance Conditions Precedent
Exact Name Obligor Specified Charter Exact Name Registrant Specified Chapter
Exact Name Registrant Specified Charter Exact Name Trustee Specified Charter
Excise Tax Gross Payments Execution Version
Exercise Freestanding Sars Exercise Options
Exercise Tandem Sars Exhibits
Exhibits Identified Parentheses Below Incorporated Herein Reference Hereto Expectations
Expected Earnings Expected Future Benefit Payments
Expects 2007 Eps Approximately 500 Per Share Expects Build Allowance Loan Losses Approximately 200
Expects Diluted Eps Continuing Operations 085 655 2007 Expects Repurchase Shares Coming
Experience Changes Debt Ratings Experience Increased Delinquencies Credit Losses
Face Intense Competition Markets Face Limited Availability Financing Variation Funding Costs Uncertainty
Face Market Risk Interest Rate Exchange Fluctuations Face Market Risk Interest Rate Fluctuations
Face Risk Complex Changing Regulatory Legal Environment Face Risk Economic Downturns
Face Risk Fluctuations Expenses Other Costs Hurt Financial Face Risk Interest Rate Fluctuations
Face Risk Related Strength Operational Technological Organizational Infrastructure Face Risks Estimates Financial Statements
Face Risks Related Impact Gulf Coast Hurricanes Substantial Face Risks Related Proposed Merger North Fork
Face Risks Unpredictable Catastrophic Events Face Strategic Risks Sustaining Growth Pursuing Diversification
Fail Realize Anticipated Benefits Merger Fail Realize Anticipated Benefits Merger Hibernia Corporation
Fail Realize Anticipated Benefits Merger Hibernia Corporation Proposed Fail Realize Anticipated Benefits Mergers Acquisitions
Fail Realize Anticipated Benefits Mergers Hibernia Corporation North Fair Dealing
Fair Value Assets Liabilities Fair Value Hedges
Fair Value Measurements Fair Value Retained Interests
Fair Values Assets Liabilities Fdic Proposed Restoration Plan Deposit Insurance Fund
Fdic Temporary Liquidity Guarantee Program Fdicia
Fdics Temporary Liquidity Guarantee Program Federal Home Loan Bank Advances
Federal Home Loan Bank Fhlb Advances Federal Income Tax Consequences
Federal Reserve Boards Proposed Rules Adopted Material Adverse Federal Reserve Occ Capital Standards
Federal Reserves Discount Window Federal Reserves Term Auction Facility
Ffiec Account Management Guidance Fhlb Advances
Final Merger Consideration Finance Charge Fee Revenue Recognition
Finance Trust Oversight Committee Financial Expert
Financial Liabilities Financial Regulatory Reform
Financial Stability Legislation Financial Statements Exhibits
Financial Statements Pro Forma Information Exhibits Financial Statistical Summary Continuing Operations Notes
Financial Statistical Summary Notes Financial Summary
Fluctuations Market Interest Rates Capital Markets Adversely Affect Foreign Exchange Risk
Forfeiture Events Form 10-k
Form 10-q Form Capital Security Certificate
Form Common Security Certificate Form Notice Exercise
Form Opinion Form Timing Payment Performance Units Shares
Form Trust Preferred Security Certificate Form Waiver
Former Name Address Changed Since Last Report Forward Looking Statements
Forward-looking Statements Fractional Shares
Fraud Losses Funding
Funding Availability Funding Commitments Related Synthetic Fuel Tax Credit Transactions
Funding Liquidity Funding Obligations
Gain Sale Equity Interest Dealertrack Gain Sale Mastercard Shares
Gain Sale Securities Gary Perlin
Gender Number General
Generates Excess Capital Increasing Tce Ratio Basis Points Geographic Diversity
Global Financial Services Gfs Highlights Global Financial Services Gfs Highlights Relative 2006
Global Financial Services Segment Global Financial Services Segment Outlook
Global Financial Services Sub- Segment Outlook Global Financial Services Sub-segment Outlook
Goals Principles Goodwill
Goodwill Identifiable Intangible Assets Goodwill Impairment
Goodwill Impairment Negatively Impact Net Income Stockholders Equity Goodwill Other Intangible Assets
Governance Nominating Committee Governing Law Waiver Jury Trial
Government Programs Grace Implementation
Grant Cash-based Awards Grant Options
Grant Performance Units Shares Grant Restricted Stock Units
Grant Sars Greenpoint 1999 Stock Incentive Plan
Greenpoint Financial Corp Guarantee
Guarantee Agreement Guarantee Event Default Notice
Guarantee Event Default Waiver Guarantee Trustee Eligibility
Guarantee Trustee Proofs Claim Gulf Coast Hurricanes Impacts
Hedge Net Investment Foreign Operations Hibernia Acquisition
Hibernia Acquisition Pro Forma Adjustments Hibernia Corporation
Highlights Housing Mortgage Lending
Identifiable Intangibles Immediate Release 2006
Immediate Release 2007 Immediate Release 2008
Impairment Important Notice
Important Notice Regarding Availability Proxy Materials Annual Meeting Important Notice Regarding Internet Availability Proxy Materials Annual
Inability Obtain Authority Income Taxes
Indemnification Independent Obligations
Index Individual Performance Component
Industry Litigation Integrity Ethical Values Risk Management Culture
Intellectual Property Interchange
Interchange Income Interest Bearing Deposits
Interest Expense Interest Income
Interest Payable Interest Rate Risk
Interest Receivable Interest-bearing Deposits
International Activities International Highlights
International Regulation Internet
Internet Telephone Interpretation Definitions
Interstate Taxation Introduction
Introductory Investment Banks
Investment Corporation Banks Investment Limitation Qualified Thrift Lender Test
Investment Representations Involuntary Cause
Involuntary Termination Without Cause John Finneran
Junior Subordinated Capital Income Securities Junior Subordinated Capital Income Securities Debentures
Junior Subordinated Debentures Junior Subordinated Debt Related Trust Preferred Securities
Key Assumptions Retained Interest Valuations Key Assumptions Sensitivities Retained Interest Valuations
Key Responsibilities Lease Commitments
Legal Expenses Legal Proceedings
Legal Risk Management Legend
Legislation Lending Information Statistics Segment Results Please Refer Financial
Lending Information Statistics Segments Results Please Refer Financial Letterhead Wachtell Lipton Rosen Katz
Letters Credit Letters Credit Financial Guarantees
Level Instruments Only Level Severance Benefit
Level Valuation Techniques Liability Commonly-controlled Institutions
Liability Indemnity Limitation Transactions
Limitations Grant Incentive Stock Options Liquidity
Liquidity Funding Liquidity Risk Management
List Directors Officers Signing Lock-ups Lists Holders Securities
Litigation Litigation Settlements Reserves
Loan Line Credit Commitments Loan Modifications
Loan Portfolio Summary Loan Securitizations
Loans Loans Acquired
Loans Acquired Transfer Loans Held Investment
Loans Held Investment Net Loans Held-for-investment
Loans Held-for-sale Local Banking
Local Banking Segment Highlights Local Banking Segment Highlights Relative 2007
Local Banking Segment Outlook Lock-up Agreement
Long-term Incentive Awards Loss Sale Securities
Mail Managed Basis
Management Summary Managements Report Internal Control Over Financial Reporting
Manufactured Housing Market Data Tally Sheets
Market Risk Management Marketing
Mastercard Inc Initial Public Offering Mastercard Ipo
Mastercard Stock Sale Material Tax Other Considerations Relating Amended Restated 2004
Meaning Other-than-temporary Impairment Application Certain Investments Meetings
Miscellaneous Misplaced Proxy Communications Materials Request New Card Voting
Monthly Charge-off Delinquency Statistics Mortgage Banking
Mortgage Banking Derivatives Mortgage Banking Highlights Relative 2007
Mortgage Banking Operations Mortgage Banking Operations Income
Mortgage Banking Sub-segment Outlook Mortgage Loans Held Sale
Mortgage Servicing Other Mortgage Servicing Other Income
Mortgage Servicing Rights Name Person Filing Proxy Statement Other Registrant
National Lending Card Auto Finance Global Financial Services National Lending Metrics Managed Basis
National Lending Segment National Lending Segment Highlights
National Lending Segment Outlook Net Charge-off Rate
Net Charge-offs Net Interest Income
Net Investment Hedging Relationships Net Loss 159 Per Common Share Continuing Operations
New Employee Stock Compensation Plan New Legislation Regulation Consumer Lending Activities
New Regulations News Release
Non Performing Loans Non-accrual Restructured Loans
Non-bank Activities Non-competition Agreement
Non-interest Expense Non-interest Income
Non-performance Risk Non-performing Assets
Non-recurring Non Interest Income Non-recurring Non-interest Income
Non-recurring Operating Expense Non-trading Derivatives
Non-trading Interest Rate Contracts Non-trading Other Contracts
Non-traditional Mortgage Products Guidance Nonexclusivity Plan
Nonperforming Assets Nonperforming Loans
Nontransferability Nontransferability Sars
North Fork North Fork Acquisition
North Fork Balance Sheet Derivative North Fork Bancorporation
North Fork Bancorporation Inc Acquisition North Fork Core Deposit Intangibles
North Fork Merger Related Costs Notes
Notes Consolidated Financial Statements Notice Borrowing
Notice Capital Financial Corporations 2009 Annual Stockholder Meeting Notice Continuation
Notices Notification Disqualifying Disposition
Number Shares Available Awards Objective Setting Beginning Risk Management Approach Set Strategic
Obligations Not Affected Occ Minimum Payment Rules
Off-balance Sheet Arrangements Off-balance Sheet Arrangements Securitizations
Off-balance Sheet Securitizations Off-balance Sheet Securitizations-mortgage
Off-balance Sheet Securitizations-non Mortgage Operating Expenses
Operating Segments Operational Risk Direct Indirect Financial Loss Failed Inadequate
Operational Risk Management Operations Including 1241 Addition Allowance
Opinion Counsel Borrower Opinion Special New York Counsel Borrower
Opinion Special New York Counsel Jpmorgan Opportunity Additional Equity Award
Option Price Organizational Structure Risk Identification Monitoring Reporting
Other 2005 Acquisitions Other Assets
Other Borrowings Other Comprehensive Income
Other Events Other Intangible Assets
Other Named Executive Officers Compensation Plan Other Non-interest Expense
Other Non-interest Income Other Pending Threatened Litigation
Other Programs Other Real Estate
Other Restrictions Other Short-term Borrowings
Other Stock-based Awards Outside Consultants Ceo Compensation
Outside Consultants Other Neo Compensation Overdraft Protection
Overview Part
Part Other Information Participants Based Outside United States
Participants Capital North Fork Transaction Participants Transaction
Participation Party Agreements
Payment Payment Cash-based Awards Other Stock-based
Payment Sar Amount Payments Certain Termination Scenarios
Payments Retirement Peer List
Pending Acquisition Netspend Holdings Inc Pending Acquisitions
Pending North Fork Bancorporation Inc Acquisition Pending North Fork Bancorporation Inc Acquisition Related Funding
Pension Nonqualified Deferred Compensation Plans Per Share Diluted
Performance Component Performance Measures
Performance Share Award Performance Units Shares
Periodic Reports Guarantee Trustee Person
Peter Schnall Pierre Leroy
Plan Asset Allocation Plan Assets
Policy Statement Portfolio Credit Trends Through Consistent Expectations
Post-employment Compensation Practices Powers Duties Guarantee Trustee
Preamble Preferred Shares
Preliminary Pro Forma Adjustments Preliminary Pro Forma Condensed Combined Financial Information
Premises Equipment Presence Mid-atlantic Increased Retail Deposit Base
Presiding Director Press Release
Previously Sent Proxy Materials Annual Meeting Capital Financial Privacy Fair Credit Reporting
Prompt Corrective Action Proposal Amend Charter Submitted Stockholder Approval
Proposed Plan Merger Capital Financial Corporation Proposed Rules Credit Card Practices
Protection Proper Assets Provides Earnings Guidance 2007
Provision Allowance Loan Losses Provision Expense
Provision Loan Lease Losses Provision Loan Losses
Proxy Card Valid Only Signed Dated Proxy Solicited Behalf Board Directors
Public Disclosures Purchase Closing
Purchase Price Purchase Shares
Purpose Plan Pursuant 906 Sarbanes-oxley Act 2002
Pursuant Cfr 24024b-2 Confidential Information Been Omitted Places Pursuant Requirements Securities Exchange Act 1934 Registrant Duly
Pursuant Requirements Securities Exchange Act 1934 Report Been Qualifying Spes
Quantitative Qualitative Disclosures Market Risk Quarterly Period 2006
Quarterly Period 2007 Quarterly Period 2008
Quarterly Period 2009 Ranking
Recent Accounting Pronouncements Recitals
Recognition Customer Rewards Liability Reconciliation Gaap Financial Measures
Reconciliation Gaap Measures Recourse Exposure
Registrants Telephone Number Including Area Code 703 720-1000 Registration Statement Form S-3 333-133943
Registration Statement Form S-3 333-159085 Regulation Business Activities
Regulation Disclosure Regulation International Business Non Authorities
Regulation Lending Activities Regulators Conclude Capital Needs Additional
Related Party Loans Related Party Transactions
Release Hurricane Reserve Remainder Page Intentionally Left Blank
Remainder Page Left Blank Intentionally Signature Follows Repayment Debentures
Report Independent Registered Public Accounting Firm Reportable Segment Summary
Reportable Segment Summary Continuing Operations Reportable Segments
Reports Guarantee Trustee Representation Warranty Reserve
Repurchase Common Stock Declares Quarterly Dividends Reputation Risk Management
Reputational Risk Social Factors Impact Results Requirements Law
Resolution Tax Issues Resource Pool
Restricted Share Agreement Restricted Stock Unit Agreement
Restricted Stock Units Restrictions Ceo Equity Awards While Treasury Holds Preferred
Restrictions Share Transferability Restrictive Covenants
Restructuring Restructuring Associated 2007 Cost Initiative
Restructuring Charges Associated Cost Initiative Results Operations Financial Condition
Retail Banking Retained Interests Securitizations
Retirement Welfare Plans Return Managed Assets
Revenue Recognition Reverse Security
Revises Earnings Guidance 700 740 Per Share Revolving Credit Facility
Rewards Liability Richard Fairbank
Richard Fairbank Campbell Bradford Warner Stanley Westreich Rights Holders
Rights Participants Rights Shareholder
Risk Appetite Risk Categories
Risk Factors Risk Management Committees
Risk Management Control Framework Sale Interest Spain
Sale Interest Spanish Market Sale Manufactured Housing Operations
Sale Mastercard Shares Sale Mortgage Loans
Sale Mortgage Loans Held Sar Agreement
Sarbanes-oxley Act Compliance Schedule
Schedule 14a Schedule 703
Schedule 703-litigation Secondary Equity Offering
Secured Borrowings Securities
Securities Available Sale Securities Registered Pursuant Act
Securitization Activities Securitization Cash Flows
Securitization Guarantees Securitization Key Assumptions
Securitization Key Assumptions Sensitivities Securitizations
Security Not Savings Account Deposit Other Obligation Bank Security Shall Governed Construed Accordance Law State New
Segment Adjustments Affect Comparability Segment Metric Calculation Details Managed Basis
Segment Metrics Managed Basis Segment Results
Segments Senior Issuance
Senior Notes Senior Notes Due 2014
Senior Notes Due 2017 Senior Subordinated Notes
Service Service Charges Other Customer-related Fees
Servicing Activities Servicing Securitizations Income
Settlement American Express Lawsuit Severability
Share Buy-back Program Share Repurchase
Share Repurchase Program Share Repurchases
Share Usage Share Withholding
Shares Available Awards Shares Subject Plan Maximum Awards
Shut Down Mortgage Origination Operations Wholesale Banking Unit Shutdown Mortgage Origination Operations Wholesale Banking Unit
Signature Signatures
Significant Accounting Policies Significant Events
Significant Segment Adjustments Significant Segment Adjustments Affect Comparability
Significant Segment Transactions Soundness Other Financial Institutions Adversely Affect
Special Purpose Entities Special Purpose Entities Broadly Defined Legal Structured Particular
Special Purpose Entities Variable Interest Start Date Due Reminder
Statement Cash Flows Statistical Information
Statistics Metric Definitions Stock Appreciation Rights
Stock Compensation Plan Stock Option Award
Stock Option Grant Stock Options
Stock Ownership Policies Stock Price Volatile
Stockholder Approval Amended Restated 2004 Stock Incentive Plan Stockholder Election Deadline 2006
Strategic Risk Management Stress Test Results
Strongly Link Rewards Achievement Business Individual Performance Objectives Strongly Link Rewards Business Individual Performance
Submission Matters Vote Security Holders Subordinated Notes
Subordination Common Securities Subprime Lending Guidelines
Subrogation Subsections 1350 Chapter Title United States Code
Subsequent Event Subsequent Events
Substituting Sars Successors
Successors Assigns Sullivan Cromwell Letterhead
Sullivan Cromwell Llp Letterhead Summary 2006
Summary Material Provisions Aspp Summary Metric Calculation Details
Summary Metrics Summary Reported Income Statement
Supervision Regulation Supplemental Loan Information
Supporting Statement Table Auto Finance
Table Banking Table Borrowing Capacity
Table Card Table Contents
Table Contractual Funding Obligations Table D-composition Reported Held Investment Loan Portfolio
Table D-composition Reported Loan Portfolio Table Deposit Composition Average Rates
Table F-net Charge-offs Table Funding Availability
Table Funding Obligations Table G-nonperforming Assets
Table Global Financial Services Table Loans Acquired
Table Maturities Large Denomination Certificates-100000 Table Mortgage Banking
Table Net Charge-offs Table Senior Unsecured Debt Credit Ratings
Tarp Capital Purchase Program Restrictions Tax Position
Tax Settlements Tax Withholding
Technology Systems Telephone
Term Asset-backed Securities Loan Facility Term Sar
Termination Termination Bridge Loan Agreement
Termination Cause Termination Employment Service
Thank Voting Timing
Title Indenture Securities Total Compensation Opportunity
Total Highlights Total Results
Trading Derivatives Trading Instruments
Trading Interest Rate Contracts Transferability
Transferability Options Treasury Departments Capital Purchase Program
Treasury Departments Capital Purchase Program Participation Treatment Derivative Instruments Hedging Activities
Troubled Debt Restructurings Trust Indenture Act Application
Trust New Jersey Trust Preferred Securities
Trusts Other Funding Vehicles Types Awards
Uncertificated Shares Unfunded Lending Commitments
Unfunded Plan United States
Unregistered Sales Equity Securities Uses Proceeds Usa Patriot Act 2001
Ust Sequence Number Valuation Goodwill Other Intangible Assets
Valuation Mortgage Servicing Rights Valuation Representation Warranty Reserve
Valuation Retained Interests Securitization Transactions Value Cash-based Other Stock-based Awards
Value Performance Units Shares Variable Interest Entities
Veteran Banker Brings His Breadth Experience Capital Board Violations Code Conduct
Visa Ipo Visa Litigation Ipo
Voluntary Termination Voluntary Termination Good Reason Involuntary Without Cause
Vote Vote Important Matter Shares Own Make Sure Represented
Vote Internet- Wwwproxyvotecom Vote Mail
Vote Telephone-1-800-690-6903 Voting Dividend Rights
Waiver Notice Demand Warrant Purchase Common Stock
Warrants Purchase Common Stock Capital Financial Corporation Weakening Economy Credit Deterioration
Weakening Global Economy Credit Deterioration What Hold Shares Street Name Not Provide Broker
What New Amended Restated 2004 Plan Withholding
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