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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
30-SEP 2004 |
30-SEP 2005 |
30-SEP 2006 |
30-SEP 2007 |
30-SEP 2008 |
||
| Net Interest Income | 116M | 156M | 127M | 106M | 134M | |||
| Net Interest Margin | 1.4% | 1.9% | 1.6% | 1.4% | 1.8% | |||
| Provision for Loan Losses | 64K | 215K | 247K | -225K | 2.05M | |||
| Commercial Real Estate Loans | 44.1M | 49.6M | 56.8M | 60.6M | 56.1M | |||
| Commercial Loans | 129K | 70K | 62K | 53K | 0 | |||
| Construction Loans | 54.8M | 45.3M | 45.5M | 74.5M | 85.2M | |||
| Consumer Loans | 203M | 210M | 224M | 219M | 212M | |||
| Deposits | 4.13B | 3.96B | 3.90B | 3.92B | 3.92B | |||
| Mortgage-Backed Securities (MBS) | 2.65B | 2.15B | 2.08B | 1.41B | 2.23B | |||
| Net Loans | 4.75B | 5.46B | 5.22B | 5.29B | 5.32B | |||
| Residential Loans | 4.49B | 5.19B | 4.93B | 4.99B | 5.03B | |||
| Securities | 3.29B | 2.58B | 2.51B | 1.94B | 2.38B | |||
| Tier 1 Capital Ratio | 21.6% | 21.3% | 22.6% | 22.9% | 23.1% | |||
| Nonperforming Assets to Total Assets | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% | |||
| Nonperforming Loans to Total Loans | 0.1% | 0.1% | 0.1% | 0.1% | 0.3% | |||
| Revenue - US | 0 | 0 | 0 | 0 | 164M | |||
| Total Revenues | 408M | 423M | 436M | 436M | 441M | |||
| ROA | 1.9% | 3.6% | 4% | 4.3% | 4.2% | |||
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