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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 63.9M | 85.9M | 157M | 192M | 158M | |||
| Net Interest Income | 46.0M | 59.6M | 98.3M | 109M | 95.4M | |||
| Deposits | 851M | 1.07B | 1.66B | 1.67B | 1.79B | |||
| Provision for Loan Losses | 3.65M | 3.05M | 6.00M | 19.4M | 99.6M | |||
| Securities | 47.1M | 59.3M | 107M | 87.0M | 110M | |||
| Net Interest Margin | 5.7% | 5.7% | 5.7% | 5.2% | 4.4% | |||
| Commercial Real Estate Loans | 338M | 418M | 606M | 701M | 703M | |||
| Commercial Loans | 253M | 321M | 561M | 606M | 583M | |||
| Construction Loans | 179M | 220M | 588M | 687M | 518M | |||
| Consumer Loans | 37.2M | 34.6M | 51.1M | 47.0M | 56.2M | |||
| Mortgage-Backed Securities (MBS) | 29.5M | 38.4M | 72.6M | 65.2M | 93.5M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0.1% | 0.1% | 0.5% | 4.2% | |||
| Net Loans | 847M | 1.04B | 1.86B | 2.04B | 1.91B | |||
| Residential Loans | 52.7M | 56.7M | 80.9M | 88.5M | 96.2M | |||
| Total Risk-Based Capital Ratio | 11.2% | 10.7% | 11.3% | 11.3% | 10.2% | |||
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