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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 60.1M | 74.1M | 88.7M | 102M | 101M | |||
| Net Interest Income | 32.4M | 36.5M | 39.4M | 43.4M | 45.9M | |||
| Deposits | 722M | 796M | 855M | 905M | 1.01B | |||
| Provision for Loan Losses | 675K | 945K | 1.00M | 1.35M | 7.24M | |||
| Securities | 229M | 279M | 131M | 82.9M | 244M | |||
| Net Interest Margin | 3.4% | 3.4% | 3.3% | 3.3% | 3.2% | |||
| Commercial Real Estate Loans | 179M | 141M | 119M | 120M | 123M | |||
| Commercial Loans | 292M | 394M | 442M | 468M | 485M | |||
| Construction Loans | 111M | 172M | 295M | 382M | 407M | |||
| Consumer Loans | 30.1M | 32.2M | 27.7M | 27.7M | 30.8M | |||
| Mortgage-Backed Securities (MBS) | 42.5M | 47.4M | 37.7M | 25.4M | 41.9M | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 3% | 0.1% | 0.2% | |||
| Net Loans | 794M | 867M | 996M | 1.09B | 1.24B | |||
| Residential Loans | 102M | 89.4M | 91.3M | 98.4M | 126M | |||
| Total Risk-Based Capital Ratio | 11.1% | 10.8% | 11.2% | 10.9% | 13.3% | |||
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