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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Net Interest Income | 15.3M | 108M | 116M | 102M | 0 | |||
| Net Interest Margin | 5.1% | 5.5% | 5.4% | 4.9% | 0% | |||
| Provision for Loan Losses | 4.70M | 3.40M | 4.29M | 24.7M | 0 | |||
| Commercial Real Estate Loans | 520M | 655M | 743M | 762M | 0 | |||
| Commercial Loans | 585M | 824M | 731M | 747M | 0 | |||
| Construction Loans | 508M | 531M | 427M | 235M | 0 | |||
| Consumer Loans | 64.6M | 63.1M | 50.2M | 40.8M | 0 | |||
| Deposits | 1.68B | 2.05B | 1.96B | 1.80B | 0 | |||
| Mortgage-Backed Securities (MBS) | 0 | 55.8M | 49.7M | 44.9M | 0 | |||
| Net Charge Offs to Avg Loans | 1.2% | 0.2% | 0.2% | 1.4% | 0% | |||
| Net Loans | 1.62B | 2.05B | 1.92B | 1.76B | 0 | |||
| Securities | 146M | 176M | 200M | 166M | 0 | |||
| Tier 1 Capital Ratio | 0% | 8.8% | 9.9% | 9.6% | 0% | |||
| Nonperforming Assets to Total Assets | 0.8% | 1.1% | 1.3% | 1% | 0% | |||
| Nonperforming Loans to Total Loans | 0.9% | 1.4% | 1.7% | 1.1% | 0% | |||
| Total Revenues | 20.8M | 151M | 186M | 174M | 132M | |||
| ROA | 0% | 1.7% | 2.9% | -3% | -9.6% | |||
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