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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 43.4M | 54.3M | 54.0M | 56.5M | 52.5M | |||
| Net Interest Income | 26.1M | 27.2M | 24.4M | 21.5M | 25.8M | |||
| Deposits | 702M | 701M | 727M | 699M | 660M | |||
| Provision for Loan Losses | 752K | 0 | 57K | 350K | 1.56M | |||
| Securities | 454M | 388M | 251M | 314M | 243M | |||
| Net Interest Margin | 3.2% | 2.9% | 2.8% | 2.5% | 3% | |||
| Commercial Real Estate Loans | 0 | 0 | 0 | 0 | 358M | |||
| Commercial Loans | 150M | 244M | 280M | 285M | 75.4M | |||
| Consumer Loans | 5.13M | 951K | 705K | 569K | 1.51M | |||
| Mortgage-Backed Securities (MBS) | 28.4M | 49.3M | 0 | 0 | 0 | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0% | 0.1% | |||
| Net Loans | 374M | 501M | 545M | 547M | 670M | |||
| Residential Loans | 222M | 261M | 269M | 266M | 241M | |||
| Total Risk-Based Capital Ratio | 16.3% | 13.6% | 13.1% | 12.4% | 10.8% | |||
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