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This excerpt taken from the CLFC 10-Q filed May 6, 2009. Overview The following is management’s discussion and analysis of the major factors that influenced the Company’s consolidated results of operations for the three months ended March 31, 2009 and 2008 and financial condition as of March 31, 2008 and December 31, 2008. This analysis should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2008 and with the unaudited consolidated financial statements and notes as set forth in this report. This excerpt taken from the CLFC 10-Q filed Oct 23, 2008. Overview The following is management’s discussion and analysis of the major factors that influenced the Company’s consolidated results of operations and financial condition as of and for the nine months ended September 30, 2008 and 2007. This analysis should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2007 and with the unaudited consolidated financial statements and notes as set forth in this report. This excerpt taken from the CLFC 10-Q filed Jul 24, 2008. Overview The following is management’s discussion and analysis of the major factors that influenced the Company’s consolidated results of operations and financial condition as of and for the six months ended June 30, 2008 and 2007. This analysis should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2007 and with the unaudited consolidated financial statements and notes as set forth in this report. This excerpt taken from the CLFC 10-Q filed Apr 24, 2008. Overview The following is management’s discussion and analysis of the major factors that influenced the Company’s consolidated results of operations and financial condition as of and for the three months ended March 31, 2008 and 2007. This analysis should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2007 and with the unaudited consolidated financial statements and notes as set forth in this report. This excerpt taken from the CLFC 10-Q filed Oct 25, 2007. Overview The following is management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition as of and for the three and nine months ended September 30, 2007 and 2006. This analysis should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2006 and with the unaudited consolidated financial statements and notes as set forth in this report. This excerpt taken from the CLFC 10-Q filed Jul 26, 2007. Overview The following is management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition as of and for the three and six months ended June 30, 2007 and 2006. This analysis should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2006 and with the unaudited consolidated financial statements and notes as set forth in this report. This excerpt taken from the CLFC 10-Q filed Apr 27, 2007. Overview The following is management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition for the three months ended and as of March 31, 2007 and 2006. This analysis should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2006 and with the unaudited consolidated financial statements and notes as set forth in this report. This excerpt taken from the CLFC 10-Q filed Oct 26, 2006. Overview: The following is management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition for the three and nine months ended September 30, 2006. This analysis should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2005 and with the unaudited consolidated financial statements and notes as set forth in this report. This excerpt taken from the CLFC 10-Q filed Jul 26, 2006. Overview:
The following is management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition for the three and six months ended June 30, 2006. This analysis should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2005 and with the unaudited consolidated financial statements and notes as set forth in this report.
This excerpt taken from the CLFC 10-Q filed May 5, 2006. Overview:
The following is management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition for the three months ended March 31, 2006. This analysis should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2005 and with the unaudited consolidated financial statements and notes as set forth in this report.
This excerpt taken from the CLFC 10-Q filed Nov 21, 2005. Overview:
As discussed in Note 14 to the consolidated financial statements, we restated our financial statements and other financial information for the quarters ended March 31, 2005 and 2004 as well as the years 2001 through 2004, to reflect a change in the accounting treatment of the Company’s interest rate swaps, which swaps were acquired between 2001 and 2003.
The following is management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition for the three months ended March 31, 2005. This analysis should be read in conjunction with our Annual Report on Form 10-K/A for the year ended December 31, 2004 and with the unaudited consolidated financial statements and notes as set forth in this report.
This excerpt taken from the CLFC 10-Q filed Nov 21, 2005. Overview:
As discussed in Note 14 to the consolidated financial statements, we restated our financial statements and other financial information for the three and six months ended June 30, 2005 and 2004 to reflect a change in the accounting treatment of the Company’s interest rate swaps, which swaps were acquired between 2001 and 2003.
The following is management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition for the three and six months ended June 30, 2005. This analysis should be read in conjunction with our Annual Report on Form 10-K/A for the year ended December 31, 2004 and with the unaudited interim consolidated financial statements and notes as set forth in this report.
This excerpt taken from the CLFC 10-Q filed Nov 21, 2005. Overview:
As discussed in Note 14 to the consolidated financial statements, we have restated our financial statements and other financial information for the years 2001 through 2004, each of the calendar quarters in 2004, and the quarters ended March 31 and June 30, 2005, to reflect a change in the accounting treatment of the Company’s interest rate swaps, which swaps were acquired between 2001 and 2003. See “2005 Restatement” and Note 14 to the consolidated financial statements above for further information.
The following is Management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition for the three and nine months ended September 30, 2005. This analysis should be read in conjunction with our Annual Report on Form 10-K/A for the year ended December 31, 2004 and with the unaudited interim consolidated financial statements and notes as set forth in this report.
This excerpt taken from the CLFC 10-Q filed Nov 15, 2005. Overview:
As discussed under “2005 Restatement” at the beginning of this report, we are in the process of restating our financial statements and other financial information for the years 2001 through 2004, each of the calendar quarters in 2004, and the quarters ended March 31 and June 30, 2005, to reflect a change in the accounting treatment of the Company’s interest rate swaps, which swaps were acquired between 2001 and 2003. See “2005 Restatement” and Note 14 to the consolidated financial statements above for further information.
The financial information included in this filing has been restated as described. However, an independent public accountant has not completed a review of the financial statements in accordance with SEC rules. Therefore, the certifications of the Company’s Chief Executive Officer and Chief Financial Officer required by SEC rules to be filed as exhibits to this report on Form 10-Q have not been included with this filing.
The following is Management’s discussion and analysis of the major factors that influenced our consolidated results of operations and financial condition for the three and nine months ended September 30, 2005. This analysis should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2004, which report is in the process of being amended (see “2005 Restatement” at the beginning of this report), and with the unaudited interim consolidated financial statements and notes as set forth in this report.
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