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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 79.4M | 113M | 147M | 158M | 147M | |||
| ROA | 2.6% | 3.6% | 4.5% | 4.5% | 2.7% | |||
| Net Interest Income | 38.9M | 60.0M | 65.7M | 69.8M | 74.6M | |||
| Net Interest Margin | 4% | 4.8% | 4.5% | 4.2% | 3.8% | |||
| Provision for Loan Losses | 3.25M | 3.37M | 5.67M | 6.49M | 26.2M | |||
| Commercial Real Estate Loans | 607M | 777M | 1.04B | 1.20B | 1.13B | |||
| Commercial Loans | 343M | 384M | 395M | 448M | 334M | |||
| Construction Loans | 16.9M | 4.71M | 43.5M | 68.1M | 62.0M | |||
| Consumer Loans | 58.2M | 71.5M | 77.6M | 98.9M | 88.4M | |||
| Deposits | 1.17B | 1.48B | 1.43B | 1.58B | 1.60B | |||
| Mortgage-Backed Securities (MBS) | 0 | 74.0M | 62.1M | 60.6M | 59.0M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0.1% | 0.2% | 0.2% | 0.5% | |||
| Net Loans | 1.01B | 1.22B | 1.54B | 1.79B | 1.68B | |||
| Securities | 168M | 236M | 160M | 140M | 183M | |||
| Tier 1 Capital Ratio | 9.6% | 9.7% | 9.4% | 9.3% | 12.6% | |||
| Nonperforming Assets to Total Assets | 0% | 0% | 0% | 0% | 1.2% | |||
| Nonperforming Loans to Total Loans | 0.3% | 0.2% | 0.2% | 0.4% | 1.2% | |||
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