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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 35.9M | 45.6M | 65.2M | 83.5M | 78.9M | |||
| Net Interest Income | 21.2M | 28.5M | 37.1M | 42.3M | 40.3M | |||
| Deposits | 660M | 717M | 893M | 973M | 994M | |||
| Provision for Loan Losses | 1.27M | 1.06M | 717K | 2.79M | 6.52M | |||
| Securities | 191M | 219M | 235M | 199M | 252M | |||
| Net Interest Margin | 3.4% | 3.8% | 4.2% | 4% | 3.7% | |||
| Commercial Real Estate Loans | 180M | 219M | 292M | 386M | 434M | |||
| Commercial Loans | 65.0M | 63.5M | 68.9M | 78.2M | 80.5M | |||
| Construction Loans | 20.0M | 36.4M | 61.0M | 109M | 92.5M | |||
| Consumer Loans | 46.9M | 50.4M | 56.7M | 60.7M | 61.9M | |||
| Mortgage-Backed Securities (MBS) | 46.8M | 95.6M | 128M | 118M | 192M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0.1% | 0.1% | 0.1% | 0% | |||
| Net Loans | 435M | 510M | 651M | 831M | 879M | |||
| Residential Loans | 130M | 148M | 181M | 209M | 223M | |||
| Total Risk-Based Capital Ratio | 14.6% | 19.2% | 16.6% | 18% | 17.4% | |||
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