| |||||||||

Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 6.68M | 9.56M | 14.5M | 18.3M | 17.6M | |||
| ROA | 0.4% | 0.3% | 3.4% | 3.8% | 3.1% | |||
| Net Interest Income | 4.00M | 4.97M | 6.76M | 7.73M | 8.70M | |||
| Net Interest Margin | 3.3% | 3.4% | 3.4% | 3.4% | 3.4% | |||
| Provision for Loan Losses | 646K | 674K | 820K | 539K | 917K | |||
| Commercial Real Estate Loans | 0 | 56.1M | 94.7M | 139M | 99.7M | |||
| Commercial Loans | 0 | 16.3M | 31.9M | 35.3M | 40.9M | |||
| Consumer Loans | 0 | 29.5M | 30.2M | 28.2M | 26.4M | |||
| Deposits | 102M | 128M | 168M | 194M | 208M | |||
| Mortgage-Backed Securities (MBS) | 0 | 23.0M | 21.5M | 20.4M | 23.6M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0.1% | 0.1% | 0% | 0.2% | |||
| Net Loans | 108M | 124M | 185M | 230M | 234M | |||
| Residential Loans | 0 | 23.6M | 30.2M | 31.1M | 70.4M | |||
| Securities | 13.5M | 30.9M | 29.3M | 28.4M | 23.6M | |||
| Tier 1 Capital Ratio | 0% | 9% | 11.5% | 9.9% | 10.5% | |||
| Nonperforming Assets to Total Assets | 0.2% | 0.5% | 0.1% | 0.2% | 0.9% | |||
| Nonperforming Loans to Total Loans | 0.3% | 0.6% | 0.2% | 0.2% | 1% | |||
| ||||||