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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 12.4M | 26.6M | 31.2M | 32.2M | 31.8M | |||
| Net Interest Income | 8.51M | 17.4M | 17.0M | 16.7M | 18.4M | |||
| Deposits | 233M | 408M | 427M | 403M | 419M | |||
| Provision for Loan Losses | 260K | 426K | 500K | 165K | 1.32M | |||
| Securities | 73.7M | 111M | 95.7M | 115M | 185M | |||
| Net Interest Margin | 3.7% | 4.1% | 3.7% | 3.6% | 3.7% | |||
| Commercial Real Estate Loans | 233M | 233M | 237M | 240M | 247M | |||
| Commercial Loans | 22.4M | 32.7M | 35.5M | 29.4M | 37.1M | |||
| Construction Loans | 0 | 0 | 0 | 0 | 21.0M | |||
| Consumer Loans | 638K | 2.05M | 2.86M | 3.77M | 1.65M | |||
| Mortgage-Backed Securities (MBS) | 38.3M | 28.2M | 22.8M | 111M | 145M | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0.1% | 0% | 0% | |||
| Net Loans | 140M | 307M | 312M | 312M | 356M | |||
| Residential Loans | 0 | 4.86M | 4.18M | 3.82M | 0 | |||
| Total Risk-Based Capital Ratio | 13.8% | 11.5% | 12.6% | 13.7% | 15.2% | |||
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