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C » Topics » ards

This excerpt taken from the C 8-K filed Sep 9, 2005.
ards net income increased $1.110 billion or 31% in 2004 mainly reflecting improved credit costs, including the impact of credit reserve releases, the addition of the Sears, Home Depot and KorAm portfolios, growth in international receivables, and the benefit of certain one-time tax credits.  Retail Banking net income increased $584 million or 14% in 2004 primarily due to the impact of improved credit costs, including the impact of credit reserve releases, led by the Commercial Business in North America, and strong international growth led by Asia. 
This excerpt taken from the C 8-K filed Jun 7, 2005.
ards net income increased $1.110 billion or 31% in 2004 mainly reflecting improved credit costs, including the impact of credit reserve releases, the addition of the Sears, Home Depot and KorAm portfolios, growth in international receivables, and the benefit of certain one-time tax credits.  Retail Banking net income increased $584 million or 14% in 2004 primarily due to the impact of improved credit costs, including the impact of credit reserve releases, led by the Commercial Business in North America, and strong international growth led by Asia. 

EXCERPTS ON THIS PAGE:

8-K
Sep 9, 2005
8-K
Jun 7, 2005

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